{"id":919,"date":"2026-08-07T06:39:38","date_gmt":"2026-08-07T06:39:38","guid":{"rendered":"https:\/\/setuphero.com\/my\/?page_id=919"},"modified":"2026-08-07T06:40:41","modified_gmt":"2026-08-07T06:40:41","slug":"wealth-structuring","status":"publish","type":"page","link":"https:\/\/setuphero.com\/my\/wealth-structuring\/","title":{"rendered":"Wealth Structuring"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"919\" class=\"elementor elementor-919\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d9aca1 e-con-full e-flex e-con e-parent\" data-id=\"4d9aca1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-488c99b elementor-widget elementor-widget-shortcode\" data-id=\"488c99b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><style>\n  .setuphero-wealth-page { font-family: 'Inter', sans-serif; }\n  .setuphero-wealth-page h1,\n  .setuphero-wealth-page h2,\n  .setuphero-wealth-page h3,\n  .setuphero-wealth-page h4 { font-family: 'Bricolage Grotesque', sans-serif; }\n\n  \/* Same hover treatment used on Home \/ Accounting service + testimonial cards *\/\n  .card-hover-wealth { transition: box-shadow 0.3s ease, transform 0.3s ease; }\n  .card-hover-wealth:hover {\n    box-shadow: 0 12px 30px rgba(197, 157, 81, 0.15);\n    transform: translateY(-3px);\n  }\n\n  .icon-box-wealth {\n    width: 3.25rem; height: 3.25rem; border-radius: 0.9rem;\n    background: #ffffff; border: 1px solid rgba(197,157,81,0.2);\n    display: flex; align-items: center; justify-content: center;\n    box-shadow: 0 1px 2px rgba(0,0,0,0.04);\n  }\n<\/style>\n\n<div class=\"setuphero-wealth-page\">\n\n    <link rel=\"preload\" as=\"image\" href=\"\/my\/wp-content\/uploads\/2026\/08\/gen_aaa6355c48_28fb53f42bc91751.webp\" fetchpriority=\"high\">\n\n    <style>\n        #ssm-hero-y8pDgF {\n            --ink: #1B1B1B;\n            --cream: #f5f3ee;\n            --gold: #C59D51;\n            --gold-dark: #a8813f;\n            --muted: #6B7280;\n            --border-color: #E4E0D8;\n\n            font-family: 'Inter', sans-serif;\n            background-color: var(--cream);\n            color: var(--ink);\n            width: 100%;\n            max-width: 100%;\n            margin: 0 auto;\n            padding: 0rem 1rem 2rem;\n            box-sizing: border-box;\n            overflow-x: hidden;\n        }\n\n        @media (min-width: 640px) { #ssm-hero-y8pDgF { padding: 1rem 1.5rem 2.5rem; } }\n        @media (min-width: 1024px) { #ssm-hero-y8pDgF { padding: 1.0rem 2rem 3rem; } }\n        @media (min-width: 1440px) { #ssm-hero-y8pDgF { padding: 1.0rem 2.5rem 3rem; } }\n\n        #ssm-hero-y8pDgF *,\n        #ssm-hero-y8pDgF *::before,\n        #ssm-hero-y8pDgF *::after {\n            box-sizing: inherit;\n            margin: 0;\n            padding: 0;\n        }\n\n        #ssm-hero-y8pDgF a { text-decoration: none; }\n        #ssm-hero-y8pDgF ul { list-style: none; }\n        #ssm-hero-y8pDgF img { max-width: 100%; display: block; }\n        #ssm-hero-y8pDgF svg { flex-shrink: 0; display: inline-block; vertical-align: middle; }\n\n        #ssm-hero-y8pDgF .ssm-hero-container {\n            position: relative;\n            width: 100%;\n            background-color: var(--ink);\n            border-radius: 24px;\n            overflow: hidden;\n            display: flex;\n            flex-direction: column;\n        }\n\n        @media (min-width: 1024px) {\n            #ssm-hero-y8pDgF .ssm-hero-container { border-radius: 48px; }\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-bg {\n            position: absolute;\n            inset: 0;\n            z-index: 0;\n            overflow: hidden;\n            background-color: #1a1c20;\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-overlay {\n            position: absolute;\n            inset: 0;\n            background: linear-gradient(120deg, rgba(10,10,10,0.85) 0%, rgba(10,10,10,0.55) 55%, rgba(10,10,10,0.75) 100%);\n            z-index: 1;\n        }\n\n        #ssm-hero-y8pDgF .ssm-slideshow-container {\n            position: absolute;\n            inset: 0;\n            width: 100%;\n            height: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-slide {\n            position: absolute;\n            inset: 0;\n            width: 100%;\n            height: 100%;\n            background-size: cover;\n            background-position: center center;\n            background-repeat: no-repeat;\n            opacity: 0;\n            transform: scale(1);\n            transition: opacity 1.5s ease-in-out;\n        }\n\n        #ssm-hero-y8pDgF .ssm-slide.is-active {\n            opacity: 1;\n            transform: scale(1.15);\n            transition: opacity 1.5s ease-in-out, transform 8s linear;\n            will-change: opacity, transform;\n        }\n\n        #ssm-hero-y8pDgF .ssm-bg-video {\n            width: 100%;\n            height: 100%;\n            object-fit: cover;\n            object-position: center center;\n            filter: grayscale(15%) brightness(85%);\n            display: none;\n        }\n\n        #ssm-hero-y8pDgF .ssm-bg-video.is-active { display: block; }\n\n        #ssm-hero-y8pDgF .ssm-hero-inner {\n            position: relative;\n            z-index: 10;\n            display: flex;\n            flex-direction: column;\n            width: 100%;\n            flex-grow: 1;\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-top {\n            display: flex;\n            flex-direction: column;\n            gap: 2rem;\n            padding: 2.25rem 1.25rem 2rem;\n            flex-grow: 1;\n        }\n\n        @media (min-width: 480px) {\n            #ssm-hero-y8pDgF .ssm-hero-top { padding: 2.75rem 1.5rem 2.25rem; gap: 2.5rem; }\n        }\n\n        @media (min-width: 1024px) {\n            #ssm-hero-y8pDgF .ssm-hero-top {\n                flex-direction: row;\n                align-items: center;\n                justify-content: space-between;\n                padding: 4.5rem 4rem 3.5rem;\n                gap: 2rem;\n            }\n        }\n\n        @media (min-width: 1440px) {\n            #ssm-hero-y8pDgF .ssm-hero-top { padding: 5.5rem 5rem 4rem; }\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-content {\n            display: flex;\n            flex-direction: column;\n            min-width: 0;\n            width: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-content-inner {\n            display: flex;\n            flex-direction: column;\n            min-width: 0;\n            width: 100%;\n            container-type: inline-size;\n            container-name: ssm-hero-content;\n        }\n\n        @media (min-width: 1024px) {\n            #ssm-hero-y8pDgF .ssm-hero-content { flex: 1 1 380px; min-width: 380px; max-width: 520px; width: auto; }\n        }\n\n        @media (min-width: 1180px) {\n            #ssm-hero-y8pDgF .ssm-hero-content { min-width: 440px; max-width: 580px; }\n        }\n\n        @media (min-width: 1320px) {\n            #ssm-hero-y8pDgF .ssm-hero-content { min-width: 480px; max-width: 620px; }\n        }\n\n        @media (min-width: 1600px) {\n            #ssm-hero-y8pDgF .ssm-hero-content { min-width: 760px; max-width: 860px; }\n        }\n\n        \/* When the video panel is hidden, let the content column take\n           the full width instead of being capped to the two-column sizing\n           above, so there's no empty gap on the right. *\/\n        #ssm-hero-y8pDgF .ssm-hero-content.ssm-no-video {\n            flex: 1 1 100%;\n            min-width: 0;\n            max-width: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-hero-content.ssm-no-video .ssm-subcopy {\n            max-width: 700px;\n        }\n\n        \/* ================================================\n           BADGE ROW \u2014 stays a SINGLE ROW at every hero-content\n           column width: phone, the narrow small-laptop two-column\n           layout, and wide desktop. Sized off the real column\n           width via container queries (the same \"ssm-hero-content\"\n           container the button group below already uses) instead\n           of the browser viewport, because the viewport is wrong\n           here \u2014 at desktop sizes the content column is narrower\n           than the screen (the video panel takes the rest).\n           .ssm-badge-text carries a text-overflow:ellipsis safety\n           net so a badge truncates gracefully instead of ever\n           overflowing its pill or the dark hero container; at the\n           text lengths used by default this never actually kicks\n           in, it only protects against unusually long custom text.\n           ================================================ *\/\n        #ssm-hero-y8pDgF .ssm-badge-row {\n            display: flex;\n            flex-wrap: nowrap;\n            align-items: center;\n            gap: 0.5rem;\n            margin-bottom: 1.75rem;\n            max-width: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-badge {\n            display: inline-flex;\n            align-items: center;\n            gap: 0.4rem;\n            padding: 0.55rem 1.1rem;\n            background-color: rgba(255, 255, 255, 0.08);\n            backdrop-filter: blur(12px);\n            -webkit-backdrop-filter: blur(12px);\n            border: 1px solid rgba(255, 255, 255, 0.18);\n            border-radius: 9999px;\n            color: #fff;\n            font-size: 0.875rem;\n            font-weight: 500;\n            flex: 0 1 auto;\n            min-width: 0;\n        }\n\n        #ssm-hero-y8pDgF .ssm-badge-text {\n            overflow: hidden;\n            text-overflow: ellipsis;\n            white-space: nowrap;\n            min-width: 0;\n        }\n\n        \/* Container-query tiers, keyed to the real hero-content column\n           width. Each tier only trims font-size\/padding \u2014 the row\n           never switches to nowrap-overflow or a full vertical stack,\n           so the badges always read as clean pills on one line. *\/\n        @container ssm-hero-content (max-width: 399px) {\n            #ssm-hero-y8pDgF .ssm-badge-row { gap: 0.35rem; }\n            #ssm-hero-y8pDgF .ssm-badge { font-size: 0.625rem; padding: 0.45rem 0.6rem; gap: 0.3rem; }\n            #ssm-hero-y8pDgF .ssm-badge-dot { width: 5px; height: 5px; }\n        }\n\n        @container ssm-hero-content (min-width: 400px) and (max-width: 559px) {\n            #ssm-hero-y8pDgF .ssm-badge-row { gap: 0.4rem; }\n            #ssm-hero-y8pDgF .ssm-badge { font-size: 0.6875rem; padding: 0.5rem 0.75rem; }\n        }\n\n        @container ssm-hero-content (min-width: 560px) and (max-width: 767px) {\n            #ssm-hero-y8pDgF .ssm-badge { font-size: 0.75rem; padding: 0.55rem 0.9rem; }\n        }\n\n        @container ssm-hero-content (min-width: 768px) {\n            #ssm-hero-y8pDgF .ssm-badge { font-size: 0.875rem; padding: 0.55rem 1.1rem; }\n        }\n\n        \/* Fallback for the rare browser without container-query support:\n           mirrors the tiers above keyed to the viewport instead, and\n           only stacks the badges (one per row) on a genuinely small\n           phone viewport as a last-resort safeguard against overflow. *\/\n        @supports not (container-type: inline-size) {\n            @media (max-width: 479px) {\n                #ssm-hero-y8pDgF .ssm-badge-row {\n                    flex-direction: column;\n                    align-items: stretch;\n                    flex-wrap: nowrap;\n                }\n                #ssm-hero-y8pDgF .ssm-badge {\n                    width: 100%;\n                    max-width: 100%;\n                    font-size: 0.8125rem;\n                    padding: 0.6rem 1rem;\n                }\n                #ssm-hero-y8pDgF .ssm-badge-text { white-space: normal; }\n            }\n            @media (min-width: 480px) and (max-width: 767px) {\n                #ssm-hero-y8pDgF .ssm-badge { font-size: 0.6875rem; padding: 0.5rem 0.75rem; }\n            }\n        }\n\n        #ssm-hero-y8pDgF .ssm-badge-dot {\n            width: 7px;\n            height: 7px;\n            background-color: var(--gold);\n            border-radius: 50%;\n            flex-shrink: 0;\n        }\n\n        #ssm-hero-y8pDgF .ssm-badge-stars {\n            color: var(--gold);\n            font-size: clamp(0.625rem, 0.6rem + 0.15vw, 0.7rem);\n            letter-spacing: 1px;\n            flex-shrink: 0;\n        }\n\n        #ssm-hero-y8pDgF .ssm-eyebrow {\n            display: flex;\n            align-items: center;\n            gap: 0.75rem;\n            color: var(--gold);\n            font-size: clamp(0.6875rem, 0.65rem + 0.2vw, 0.75rem);\n            font-weight: 600;\n            letter-spacing: 0.14em;\n            text-transform: uppercase;\n            margin-bottom: 1rem;\n        }\n\n        #ssm-hero-y8pDgF .ssm-eyebrow::before {\n            content: '';\n            width: 28px;\n            height: 2px;\n            background-color: var(--gold);\n            flex-shrink: 0;\n        }\n\n        \/* ================================================\n           HEADLINE \u2014 FONT HARDENED + AUTO-FIT TO 3 LINES\n           Forced with !important so this always renders in\n           Bricolage Grotesque regardless of theme CSS,\n           caching, or Google Fonts load timing.\n\n           font-size below is only the STARTING (max) size.\n           The script at the bottom measures each line and\n           shrinks this element's font-size (via an inline\n           style override) until every line fits on one row,\n           so the headline is guaranteed to stay at exactly\n           3 lines (one per headline_line attribute) on any\n           screen size, instead of the longest line wrapping\n           onto a 4th line.\n           ================================================ *\/\n        #ssm-hero-y8pDgF .ssm-headline {\n            font-family: 'Bricolage Grotesque', sans-serif !important;\n            font-weight: 700 !important;\n            color: #fff;\n            line-height: 1.12;\n            margin-bottom: 1.5rem;\n            font-size: clamp(1.85rem, 1.3rem + 4.2vw, 76px);\n            max-width: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-headline-line {\n            display: block;\n            white-space: nowrap;\n            overflow: hidden;\n            text-overflow: ellipsis;\n            max-width: 100%;\n            font-family: 'Bricolage Grotesque', sans-serif !important;\n        }\n\n        #ssm-hero-y8pDgF .ssm-text-gold { color: var(--gold); }\n\n        #ssm-hero-y8pDgF .ssm-subcopy {\n            color: rgba(255, 255, 255, 0.7);\n            font-size: clamp(1.05rem, 1rem + 0.5vw, 1.25rem);\n            line-height: 1.6;\n            font-weight: 300;\n            max-width: 600px;\n            margin-bottom: 2.5rem;\n        }\n\n        \/* Buttons size themselves off the REAL available width of the\n           content column (via container queries on .ssm-hero-content),\n           not the viewport \u2014 the viewport is wrong here because at\n           desktop sizes the content column is narrower than the screen\n           (the video panel takes the rest). Below ~560px of actual\n           column width three full-text buttons genuinely cannot fit on\n           one line at a legible size, so on mobile they stack as clean\n           full-width buttons instead of being clipped, scrolled, or\n           squeezed. From ~560px of column width up, there's enough\n           room and they sit in one row at their natural width. *\/\n        #ssm-hero-y8pDgF .ssm-btn-group {\n            display: flex;\n            flex-direction: column;\n            align-items: stretch;\n            gap: 0.65rem;\n            width: 100%;\n        }\n\n        #ssm-hero-y8pDgF .ssm-btn {\n            display: inline-flex;\n            align-items: center;\n            justify-content: center;\n            gap: 0.4rem;\n            height: 63px;\n            padding: 0 1.3rem;\n            border-radius: 10px;\n            font-size: 0.9rem;\n            font-weight: 600;\n            transition: all 0.3s ease;\n            cursor: pointer;\n            text-align: center;\n            white-space: nowrap;\n            width: 100%;\n            border: none;\n        }\n\n        \/* Container-query tiers: react to the content column's own\n           width, so this behaves correctly whether that column is full\n           mobile width, the narrow two-column desktop layout, or the\n           wide single-column (no video panel) layout. Height is fixed\n           at 48px throughout \u2014 only horizontal padding\/font-size grow. *\/\n        @container ssm-hero-content (min-width: 560px) {\n    #ssm-hero-y8pDgF .ssm-btn-group { flex-direction: row; flex-wrap: nowrap; }\n    #ssm-hero-y8pDgF .ssm-btn { font-size: 0.9rem; padding: 0 1.9rem; width: 210px; flex: 0 0 auto; }\n}\n\n@container ssm-hero-content (min-width: 768px) {\n    #ssm-hero-y8pDgF .ssm-btn { font-size: 0.95rem; padding: 0 2.2rem; width: 230px; }\n}\n\n@container ssm-hero-content (min-width: 1024px) {\n    #ssm-hero-y8pDgF .ssm-btn { font-size: 1rem; padding: 0 2.5rem; width: 250px; }\n}\n        \/* Fallback for the rare browser without container-query support:\n           behaves like a sensible, safe mobile layout \u2014 full-width\n           stacked buttons instead of ever overflowing. *\/\n      @supports not (container-type: inline-size) {\n    @media (min-width: 560px) {\n        #ssm-hero-y8pDgF .ssm-btn-group { flex-direction: row; flex-wrap: nowrap; }\n        #ssm-hero-y8pDgF .ssm-btn { width: 210px; flex: 0 0 auto; }\n    }\n    @media (min-width: 1024px) {\n        #ssm-hero-y8pDgF .ssm-btn { font-size: 1rem; padding: 0 2.5rem; width: 250px; }\n    }\n}\n\n       #ssm-hero-y8pDgF .ssm-btn-primary {\n    background-color: var(--gold);\n    color: #ffffff;\n    font-weight: 700;\n    box-shadow: 0 10px 20px -10px rgba(197, 157, 81, 0.5);\n}\n\n        #ssm-hero-y8pDgF .ssm-btn-primary:hover {\n            background-color: var(--gold-dark);\n            transform: translateY(-2px);\n        }\n\n        #ssm-hero-y8pDgF .ssm-btn-primary svg {\n            transition: transform 0.3s ease;\n        }\n\n        #ssm-hero-y8pDgF .ssm-btn-primary:hover svg { transform: translateX(4px); }\n\n        \/* Secondary button \u2014 now filled white (was transparent\/outlined\n           gold) to match the primary button's \"filled + darken on hover\"\n           treatment. Hover state dulls the white slightly, mirroring how\n           the primary button darkens from gold to gold-dark on hover. *\/\n       #ssm-hero-y8pDgF .ssm-btn-secondary {\n    background-color: #ffffff;\n    border: 1.5px solid var(--gold);\n    color: var(--gold);\n    font-weight: 700;\n}\n\n#ssm-hero-y8pDgF .ssm-btn-secondary:hover {\n    background-color: #f7f4ed;\n    border-color: var(--gold-dark);\n    color: var(--gold-dark);\n    transform: translateY(-2px);\n}\n\n        #ssm-hero-y8pDgF .ssm-btn-whatsapp {\n    background-color: white;\n    border: 1.5px solid var(--gold);\n    color: var(--gold);\n    font-weight: 700;\n}\n\n#ssm-hero-y8pDgF .ssm-btn-whatsapp:hover {\n    background-color: #f7f4ed;\n    border-color: var(--gold-dark);\n    color: var(--gold-dark);\n    transform: translateY(-2px);\n}\n\n#ssm-hero-y8pDgF .ssm-btn-whatsapp svg {\n    flex-shrink: 0;\n}\n\n        #ssm-hero-y8pDgF .ssm-video-panel {\n            position: relative;\n            flex-shrink: 0;\n            width: 100%;\n            aspect-ratio: 16 \/ 10;\n            border-radius: 20px;\n            overflow: hidden;\n            background-color: #0d0d0d;\n            box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.45);\n            border: 1px solid rgba(255, 255, 255, 0.08);\n        }\n\n        @media (min-width: 1024px) {\n            #ssm-hero-y8pDgF .ssm-video-panel { width: 340px; }\n        }\n\n        @media (min-width: 1180px) {\n            #ssm-hero-y8pDgF .ssm-video-panel { width: 400px; }\n        }\n\n        @media (min-width: 1320px) {\n            #ssm-hero-y8pDgF .ssm-video-panel { width: 440px; }\n        }\n\n        @media (min-width: 1600px) {\n            #ssm-hero-y8pDgF .ssm-video-panel { width: 620px; }\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-poster {\n            position: absolute;\n            inset: 0;\n            background-color: #23262b;\n            background-image: linear-gradient(160deg, #2b2f36 0%, #1a1c20 100%);\n            background-size: cover;\n            background-position: center center;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n        }\n\n        \/* Darken a YouTube thumbnail slightly so the play button stays\n           legible on bright thumbnails. *\/\n        #ssm-hero-y8pDgF .ssm-video-panel--youtube .ssm-video-poster::after {\n            content: '';\n            position: absolute;\n            inset: 0;\n            background: rgba(0, 0, 0, 0.25);\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-el {\n            position: absolute;\n            inset: 0;\n            width: 100%;\n            height: 100%;\n            object-fit: cover;\n            display: none;\n            background: #000;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-el.has-source { display: block; }\n        #ssm-hero-y8pDgF .ssm-video-el.has-source ~ .ssm-video-poster { display: none; }\n\n        \/* Holds the injected YouTube iframe once the visitor presses\n           play (kept empty\/hidden until then so nothing loads from\n           YouTube's servers before the visitor actually wants the\n           video). *\/\n        #ssm-hero-y8pDgF .ssm-video-embed {\n            position: absolute;\n            inset: 0;\n            display: none;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-embed.is-active { display: block; }\n\n        #ssm-hero-y8pDgF .ssm-video-embed iframe {\n            position: absolute;\n            inset: 0;\n            width: 100%;\n            height: 100%;\n            border: 0;\n            display: block;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-embed.is-active ~ .ssm-video-poster,\n        #ssm-hero-y8pDgF .ssm-video-embed.is-active ~ .ssm-video-play {\n            display: none;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-poster-icon {\n            width: 56px;\n            height: 56px;\n            border-radius: 50%;\n            border: 1.5px dashed rgba(255, 255, 255, 0.3);\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            color: rgba(255, 255, 255, 0.35);\n            font-size: 1.2rem;\n        }\n\n        \/* No video attribute supplied at all \u2014 placeholder only, no\n           clickable play button. *\/\n        #ssm-hero-y8pDgF .ssm-video-panel--empty .ssm-video-play {\n            display: none;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-play {\n            position: absolute;\n            top: 50%;\n            left: 50%;\n            transform: translate(-50%, -50%);\n            width: 64px;\n            height: 64px;\n            border-radius: 50%;\n            background-color: transparent;\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            color: #fff;\n            font-size: 1.2rem;\n            cursor: pointer;\n            transition: transform 0.25s ease, background-color 0.25s ease, border-color 0.25s ease;\n            z-index: 2;\n            border: 2px solid rgba(255, 255, 255, 0.85);\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-play:hover {\n            transform: translate(-50%, -50%) scale(1.06);\n            background-color: rgba(255, 255, 255, 0.12);\n            border-color: #fff;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-controls {\n            position: absolute;\n            left: 0;\n            right: 0;\n            bottom: 0;\n            z-index: 2;\n            padding: 0 0.9rem 0.7rem;\n            background: linear-gradient(to top, rgba(0,0,0,0.65) 0%, rgba(0,0,0,0) 100%);\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-progress {\n            width: 100%;\n            height: 3px;\n            background-color: rgba(255, 255, 255, 0.3);\n            border-radius: 2px;\n            margin-bottom: 0.6rem;\n            overflow: hidden;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-progress span {\n            display: block;\n            width: 0%;\n            height: 100%;\n            background-color: #fff;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-controls-row {\n            display: flex;\n            align-items: center;\n            justify-content: space-between;\n            color: #fff;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-controls-left {\n            display: flex;\n            align-items: center;\n            gap: 0.65rem;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-time {\n            font-size: clamp(0.6875rem, 0.65rem + 0.1vw, 0.75rem);\n            font-variant-numeric: tabular-nums;\n            opacity: 0.85;\n        }\n\n        #ssm-hero-y8pDgF .ssm-video-controls-right {\n            display: flex;\n            align-items: center;\n            gap: 0.9rem;\n            opacity: 0.9;\n        }\n\n        #ssm-hero-y8pDgF .ssm-stats-bar {\n            position: relative;\n            z-index: 10;\n            display: grid;\n            grid-template-columns: repeat(2, 1fr);\n            border-top: 1px solid rgba(255, 255, 255, 0.12);\n        }\n\n        @media (min-width: 768px) {\n            #ssm-hero-y8pDgF .ssm-stats-bar { grid-template-columns: repeat(4, 1fr); }\n        }\n\n        #ssm-hero-y8pDgF .ssm-stat {\n            display: flex;\n            align-items: center;\n            gap: 0.85rem;\n            padding: 1.5rem 1.25rem;\n            border-right: 1px solid rgba(255, 255, 255, 0.12);\n            border-bottom: 1px solid rgba(255, 255, 255, 0.12);\n        }\n\n        @media (min-width: 768px) {\n            #ssm-hero-y8pDgF .ssm-stat:nth-child(2n) { border-right: 1px solid rgba(255, 255, 255, 0.12); }\n            #ssm-hero-y8pDgF .ssm-stat:last-child { border-right: none; }\n            #ssm-hero-y8pDgF .ssm-stat { border-bottom: none; }\n        }\n\n        @media (max-width: 767px) {\n            #ssm-hero-y8pDgF .ssm-stat:nth-child(2n) { border-right: none; }\n            #ssm-hero-y8pDgF .ssm-stat:nth-last-child(-n+2) { border-bottom: none; }\n        }\n\n        \/* Mobile fix: on very narrow screens the icon + two-line text can be\n           tighter than the padding\/gap allow, causing the label text to be\n           squeezed or overflow the stat cell. 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.ssm-stat-label {\n            color: rgba(255, 255, 255, 0.55);\n            font-size: clamp(0.6875rem, 0.65rem + 0.15vw, 0.75rem);\n            line-height: 1.3;\n        }\n\n        @keyframes ssmFadeInUp {\n            from { opacity: 0; transform: translateY(30px); }\n            to { opacity: 1; transform: translateY(0); }\n        }\n\n        #ssm-hero-y8pDgF .ssm-animate-fade {\n            opacity: 0;\n            animation: ssmFadeInUp 0.8s cubic-bezier(0.21, 0.45, 0.32, 0.9) forwards;\n        }\n    <\/style>\n\n    <div id=\"ssm-hero-y8pDgF\">\n        <div class=\"ssm-hero-widget\">\n            <div class=\"ssm-hero-container\">\n\n                <div class=\"ssm-hero-bg\">\n                    <div class=\"ssm-slideshow-container\">\n                        <div class=\"ssm-slide\" style=\"background-image: url('\/my\/wp-content\/uploads\/2026\/08\/gen_aaa6355c48_28fb53f42bc91751.webp');\"><\/div>\n                    <\/div>\n                    <video class=\"ssm-bg-video\" autoplay muted loop playsinline preload=\"none\"><\/video>\n                    <div class=\"ssm-hero-overlay\"><\/div>\n                <\/div>\n\n                <div class=\"ssm-hero-inner\">\n                    <div class=\"ssm-hero-top\">\n                        <div class=\"ssm-hero-content\">\n                          <div class=\"ssm-hero-content-inner\">\n\n                            <div class=\"ssm-badge-row ssm-animate-fade\" style=\"animation-delay: 0.1s;\">\n                                <div class=\"ssm-badge\">\n                                    <span class=\"ssm-badge-dot\"><\/span>\n                                    <span class=\"ssm-badge-text\">Labuan-licensed structuring partners<\/span>\n                                <\/div>\n                                <div class=\"ssm-badge\">\n                                    <span class=\"ssm-badge-stars\">\u2605\u2605\u2605\u2605\u2605<\/span>\n                                    <span class=\"ssm-badge-text\">Foundations \u00b7 Trusts \u00b7 Holding Companies<\/span>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"ssm-eyebrow ssm-animate-fade\" style=\"animation-delay: 0.15s;\">\n                                Wealth Structuring in Labuan                            <\/div>\n\n                            <h1 class=\"ssm-headline ssm-animate-fade\" style=\"animation-delay: 0.2s;\">\n                                                                    <span class=\"ssm-headline-line\">Protect your wealth<\/span>\n                                                                                                    <span class=\"ssm-headline-line ssm-text-gold\">across generations<\/span>\n                                                                                            <\/h1>\n\n                            <p class=\"ssm-subcopy ssm-animate-fade\" style=\"animation-delay: 0.3s;\">\n                                Protect family wealth and assets with a professionally structured Labuan Foundation or Trust.                            <\/p>\n\n                            <div class=\"ssm-btn-group ssm-animate-fade\" style=\"animation-delay: 0.4s;\">\n                                <a href=\"\" class=\"ssm-btn ssm-btn-primary sh-popup-trigger\">\n    Get Started \n    <svg fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewBox=\"0 0 24 24\" width=\"16\" height=\"16\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M13.5 4.5 21 12m0 0-7.5 7.5M21 12H3\"><\/path><\/svg>\n<\/a>\n                                                                                                <a href=\"#wealth-pricing\" class=\"ssm-btn ssm-btn-secondary\">\n                                    Pricing                                <\/a>\n                                                                                            <\/div>\n                          <\/div>\n                        <\/div>\n\n                                                <div class=\"ssm-video-panel ssm-animate-fade ssm-video-panel--youtube\" style=\"animation-delay: 0.5s;\" data-youtube-id=\"dKdEUwbIYso\">\n                            <video class=\"ssm-video-el\" playsinline muted preload=\"none\"><\/video>\n                            <div class=\"ssm-video-embed\"><\/div>\n                            <div class=\"ssm-video-poster\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/dKdEUwbIYso\/hqdefault.jpg');\">\n                                                            <\/div>\n\n                                                        <button class=\"ssm-video-play\" aria-label=\"Play video\">\n                                <svg fill=\"currentColor\" viewBox=\"0 0 24 24\" width=\"32\" height=\"32\"><path d=\"M8 5.14v14l11-7-11-7z\"\/><\/svg>\n                            <\/button>\n                            \n                                                    <\/div>\n                                            <\/div>\n\n                    <div class=\"ssm-stats-bar ssm-animate-fade\" style=\"animation-delay: 0.6s;\">\n                        <div class=\"ssm-stat\">\n                            <div class=\"ssm-stat-icon\">\n                                <svg fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M2.25 21h19.5m-18-18v18m10.5-18v18m6-13.5V21M6.75 6.75h.75m-.75 3h.75m-.75 3h.75m3-6h.75m-.75 3h.75m-.75 3h.75M6.75 21v-3.375c0-.621.504-1.125 1.125-1.125h2.25c.621 0 1.125.504 1.125 1.125V21M3 3h12m-.75 4.5H21m-3.75 3.75h.008v.008h-.008v-.008Zm0 3h.008v.008h-.008v-.008Zm0 3h.008v.008h-.008v-.008Z\" \/><\/svg>\n                            <\/div>\n                            <div>\n                                <div class=\"ssm-stat-value\">Asset Protection<\/div>\n                                <div class=\"ssm-stat-label\">Ring-fence family &amp; business wealth<\/div>\n                            <\/div>\n                        <\/div>\n                        <div class=\"ssm-stat\">\n                            <div class=\"ssm-stat-icon\">\n                                <svg fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"m3.75 13.5 10.5-11.25L12 10.5h8.25L9.75 21.75 12 13.5H3.75Z\" \/><\/svg>\n                            <\/div>\n                            <div>\n                                <div class=\"ssm-stat-value\">Succession Planning<\/div>\n                                <div class=\"ssm-stat-label\">Structured continuity across generations<\/div>\n                            <\/div>\n                        <\/div>\n                        <div class=\"ssm-stat\">\n                            <div class=\"ssm-stat-icon\">\n                                <svg fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M12 21a9.004 9.004 0 0 0 8.716-6.747M12 21a9.004 9.004 0 0 1-8.716-6.747M12 21c2.485 0 4.5-4.03 4.5-9S14.485 3 12 3m0 18c-2.485 0-4.5-4.03-4.5-9S9.515 3 12 3m0 0a8.997 8.997 0 0 1 7.843 4.582M12 3a8.997 8.997 0 0 0-7.843 4.582m15.686 0A11.953 11.953 0 0 1 12 10.5c-2.998 0-5.74-1.1-7.843-2.918m15.686 0A8.959 8.959 0 0 1 21 12c0 .778-.099 1.533-.284 2.253m0 0A17.919 17.919 0 0 1 12 16.5c-3.162 0-6.133-.815-8.716-2.247m0 0A9.015 9.015 0 0 1 3 12c0-1.605.42-3.113 1.157-4.418\" \/><\/svg>\n                            <\/div>\n                            <div>\n                                <div class=\"ssm-stat-value\">Family Governance<\/div>\n                                <div class=\"ssm-stat-label\">Clear roles for founders &amp; beneficiaries<\/div>\n                            <\/div>\n                        <\/div>\n                        <div class=\"ssm-stat\">\n                            <div class=\"ssm-stat-icon\">\n                                <svg fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M9 12.75 11.25 15 15 9.75m-3-7.036A11.959 11.959 0 0 1 3.598 6 11.99 11.99 0 0 0 3 9.749c0 5.592 3.824 10.29 9 11.623 5.176-1.332 9-6.03 9-11.622 0-1.31-.21-2.571-.598-3.751h-.152c-3.196 0-6.1-1.248-8.25-3.285Z\" \/><\/svg>\n                            <\/div>\n                            <div>\n                                <div class=\"ssm-stat-value\">Shariah Options<\/div>\n                                <div class=\"ssm-stat-label\">Conventional &amp; Islamic structures available<\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n            <\/div>\n        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This replaces relying\n               purely on clamp()\/vw sizing, which can't account for a\n               specific line (e.g. \"Malaysian company\") being longer than\n               the others and wrapping onto a second row.\n               ============================================================ *\/\n            const headline = widget.querySelector('.ssm-headline');\n\n            if (headline) {\n                const lines = Array.from(headline.querySelectorAll('.ssm-headline-line'));\n\n                if (lines.length) {\n                    const MIN_FONT_PX = 15; \/\/ hard floor so text never becomes unreadable\n                    let rafId = null;\n\n                    function fitHeadline() {\n                        \/\/ Reset any previous inline override so we measure\n                        \/\/ against the CSS clamp() value fresh each time.\n                        headline.style.fontSize = '';\n\n                        const container = headline.parentElement;\n                        if (!container) return;\n\n                        const containerWidth = container.clientWidth;\n                        if (!containerWidth) return;\n\n                        let fontSize = parseFloat(window.getComputedStyle(headline).fontSize);\n                        if (!fontSize) return;\n\n                        const fits = () => lines.every((line) => line.scrollWidth <= containerWidth);\n\n                        let guard = 0;\n                        while (!fits() && fontSize > MIN_FONT_PX && guard < 200) {\n                            fontSize -= 0.5;\n                            headline.style.fontSize = fontSize + 'px';\n                            guard++;\n                        }\n                    }\n\n                    function scheduleFit() {\n                        if (rafId) cancelAnimationFrame(rafId);\n                        rafId = requestAnimationFrame(fitHeadline);\n                    }\n\n                    \/\/ Run immediately (synchronously, before first paint\n                    \/\/ settles) so there's no gap between initial layout and\n                    \/\/ the first fit pass \u2014 this is what previously caused a\n                    \/\/ brief mis-sized\/overflowed render on some browsers.\n                    fitHeadline();\n\n                    \/\/ Run once fonts are actually loaded (Bricolage Grotesque\n                    \/\/ is custom-loaded via Google Fonts, so widths measured\n                    \/\/ before it loads would be wrong), then again shortly\n                    \/\/ after as a safety net for slower connections.\n                    if (document.fonts && document.fonts.ready) {\n                        document.fonts.ready.then(scheduleFit).catch(scheduleFit);\n                    } else {\n                        scheduleFit();\n                    }\n                    scheduleFit();\n                    setTimeout(scheduleFit, 500);\n                    setTimeout(scheduleFit, 1500);\n\n                    \/\/ Re-fit on resize \/ orientation change (debounced) and\n                    \/\/ whenever the hero's own width changes for any other\n                    \/\/ reason (e.g. sidebar toggles, theme layout shifts).\n                    let resizeTimer = null;\n                    window.addEventListener('resize', function () {\n                        clearTimeout(resizeTimer);\n                        resizeTimer = setTimeout(scheduleFit, 120);\n                    });\n                    window.addEventListener('orientationchange', scheduleFit);\n\n                    if (window.ResizeObserver) {\n                        const ro = new ResizeObserver(function () {\n                            clearTimeout(resizeTimer);\n                            resizeTimer = setTimeout(scheduleFit, 120);\n                        });\n                        ro.observe(headline.parentElement);\n                    }\n                }\n            }\n        })();\n    <\/script>\n    \n\n<!-- INTRODUCTION \/ THE PROBLEM -->\n<section id=\"introduction\" class=\"bg-[#F5F3EE] py-24\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center max-w-2xl mx-auto mb-14\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">The Core Problem<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Your wealth should outlive you<\/h2>\n      <p class=\"text-gray-500 text-base leading-relaxed\">As wealth grows, personal ownership becomes fragile. A death, dispute, inheritance event, or cross-border move can expose your life's work to probate delays and external claims.<\/p>\n    <\/div>\n\n    <div class=\"grid md:grid-cols-2 gap-6 mb-16\">\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"icon-box-wealth mb-5\"><i class=\"fa-solid fa-triangle-exclamation text-[#C59D51] text-lg\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-lg mb-3\">The Risk of Personal Ownership<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Personal ownership lacks the institutional continuity required for multi-generational transfer, creating unnecessary vulnerabilities.<\/p>\n      <\/div>\n      <div class=\"bg-[#1B1B1B] rounded-2xl p-8 border border-[#C59D51]\/20 card-hover-wealth\">\n        <div class=\"w-[3.25rem] h-[3.25rem] rounded-[0.9rem] bg-white\/10 border border-white\/10 flex items-center justify-center mb-5\"><i class=\"fa-solid fa-landmark-dome text-[#C59D51] text-lg\"><\/i><\/div>\n        <h3 class=\"font-bold text-white text-lg mb-3\">Institutional Governance<\/h3>\n        <p class=\"text-gray-400 text-sm leading-relaxed\">Transition your assets from individual vulnerability to a fortress of corporate protection.<\/p>\n      <\/div>\n    <\/div>\n\n    <!-- Ownership flow, styled like the numbered process cards used later on this page -->\n    <div class=\"grid sm:grid-cols-3 gap-6\">\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 text-center card-hover-wealth\">\n        <div class=\"w-12 h-12 mx-auto mb-4 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-sm shadow-sm\">1<\/div>\n        <p class=\"text-[11px] font-bold uppercase tracking-widest text-gray-400 mb-1\">Creator<\/p>\n        <p class=\"font-bold text-[#1B1B1B] text-sm\">You \/ Family<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 text-center card-hover-wealth\">\n        <div class=\"w-12 h-12 mx-auto mb-4 bg-[#C59D51] rounded-xl flex items-center justify-center text-[#1B1B1B] font-black text-sm shadow-md shadow-[#C59D51]\/20\">2<\/div>\n        <p class=\"text-[11px] font-bold uppercase tracking-widest text-[#C59D51] mb-1\">The Structure<\/p>\n        <p class=\"font-bold text-[#1B1B1B] text-sm\">Labuan Foundation or Trust Entity<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 text-center card-hover-wealth\">\n        <div class=\"w-12 h-12 mx-auto mb-4 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-sm shadow-sm\">3<\/div>\n        <p class=\"text-[11px] font-bold uppercase tracking-widest text-gray-400 mb-1\">Holds<\/p>\n        <p class=\"font-bold text-[#1B1B1B] text-sm\">Operating Companies \u00b7 Investments \u00b7 Real Estate \u00b7 Family Assets<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FOUNDATIONS & TRUSTS -->\n<section id=\"structures\" class=\"bg-white py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center max-w-2xl mx-auto mb-14\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Structures<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Foundations &amp; Trusts<\/h2>\n      <p class=\"text-gray-500 text-base leading-relaxed\">The right choice depends on your assets, family objectives, and the legal jurisdictions involved.<\/p>\n    <\/div>\n\n    <!-- Changed items-start to items-stretch to force equal column heights -->\n    <div class=\"grid lg:grid-cols-2 gap-8 items-stretch mb-12\">\n      <div class=\"grid sm:grid-cols-2 gap-6 lg:col-span-1\">\n        \n        <div id=\"foundation\" class=\"bg-[#F5F3EE] rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth h-full\">\n          <div class=\"icon-box-wealth mb-5\"><i class=\"fa-solid fa-landmark-dome text-[#C59D51] text-lg\"><\/i><\/div>\n          <h3 class=\"font-bold text-[#1B1B1B] text-lg mb-3\">Labuan Foundation<\/h3>\n          <p class=\"text-gray-500 text-xs leading-relaxed mb-6\">A separate legal entity that can hold and administer assets according to the founder's charter and rules. It combines corporate characteristics with trust-like asset protection.<\/p>\n          <p class=\"text-[10px] font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Best for:<\/p>\n          <ul class=\"space-y-2 text-xs font-bold text-[#1B1B1B]\">\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Family wealth<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Corporate shares<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Succession planning<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Civil law clients<\/li>\n          <\/ul>\n        <\/div>\n\n        <div id=\"trust\" class=\"bg-[#1B1B1B] rounded-2xl p-8 border border-[#C59D51]\/20 card-hover-wealth h-full\">\n          <div class=\"w-[3.25rem] h-[3.25rem] rounded-[0.9rem] bg-white\/10 border border-white\/10 flex items-center justify-center mb-5\"><i class=\"fa-solid fa-vault text-[#C59D51] text-lg\"><\/i><\/div>\n          <h3 class=\"font-bold text-white text-lg mb-3\">Labuan Trust<\/h3>\n          <p class=\"text-gray-400 text-xs leading-relaxed mb-6\">A legal arrangement where a settlor transfers assets to a trustee to hold for the benefit of designated beneficiaries. It offers maximum flexibility and confidentiality.<\/p>\n          <p class=\"text-[10px] font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Best for:<\/p>\n          <ul class=\"space-y-2 text-xs font-bold text-white\">\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Asset protection<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Minor heirs<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Global mobility<\/li>\n            <li class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-[#C59D51] text-xs\"><\/i> Common law clients<\/li>\n          <\/ul>\n        <\/div>\n        \n      <\/div>\n\n      <div class=\"rounded-2xl overflow-hidden h-full border border-[#C59D51]\/10 shadow-sm flex\">\n  <img decoding=\"async\" class=\"w-full h-full object-cover\" src=\"\/my\/wp-content\/uploads\/2026\/08\/T-Image-Aug-20-2026-03_15_47-PM-e1787221138714.webp\" alt=\"private client advisor discussing family wealth structure\" \/>\n<\/div>\n    <\/div>\n\n    <!-- Comparison table -->\n    <div id=\"compare\" class=\"rounded-2xl border border-[#C59D51]\/10 overflow-hidden shadow-sm bg-white\">\n      <div class=\"overflow-x-auto\">\n        <table class=\"w-full text-left border-collapse\">\n          <thead>\n            <tr class=\"bg-[#1B1B1B] text-white\">\n              <th class=\"py-4 px-6 sm:px-8 text-[11px] font-bold uppercase tracking-widest w-1\/3\">Comparison<\/th>\n              <th class=\"py-4 px-6 sm:px-8 text-[11px] font-bold uppercase tracking-widest w-1\/3\">Foundation<\/th>\n              <th class=\"py-4 px-6 sm:px-8 text-[11px] font-bold uppercase tracking-widest w-1\/3\">Trust<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody class=\"divide-y divide-gray-100 text-xs sm:text-sm\">\n            <tr>\n              <td class=\"py-4 px-6 sm:px-8 font-bold text-[#1B1B1B]\">Legal Personality<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Separate legal entity<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Legal relationship<\/td>\n            <\/tr>\n            <tr>\n              <td class=\"py-4 px-6 sm:px-8 font-bold text-[#1B1B1B]\">Governance<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Council governed (Strong)<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Trustee governed (Flexible)<\/td>\n            <\/tr>\n            <tr>\n              <td class=\"py-4 px-6 sm:px-8 font-bold text-[#1B1B1B]\">Control Retained<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Founder can be on council<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Settlor restricted<\/td>\n            <\/tr>\n            <tr>\n              <td class=\"py-4 px-6 sm:px-8 font-bold text-[#1B1B1B]\">Registration<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Registered with Labuan FSA<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-gray-500\">Registered (Privately)<\/td>\n            <\/tr>\n            <tr>\n              <td class=\"py-4 px-6 sm:px-8 font-bold text-[#1B1B1B]\">Shariah Option<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-[#C59D51] font-bold\">Fully Available<\/td>\n              <td class=\"py-4 px-6 sm:px-8 text-[#C59D51] font-bold\">Fully Available<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- WHAT CAN THE STRUCTURE HOLD & STRATEGIC LAYERING -->\n<section id=\"holdings\" class=\"bg-[#F5F3EE] py-24\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"grid lg:grid-cols-2 gap-12 items-start\">\n\n      <div>\n        <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Holdings<\/p>\n        <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">What can the structure hold?<\/h2>\n        <p class=\"text-gray-500 text-base leading-relaxed mb-8\">We design the legal chain of ownership so your structure can efficiently manage a wide range of asset classes.<\/p>\n\n        <div class=\"grid sm:grid-cols-2 gap-5 mb-8\">\n          <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth\">\n            <i class=\"fa-solid fa-briefcase text-[#C59D51] text-lg mb-3 block\"><\/i>\n            <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Business Shares<\/h3>\n            <p class=\"text-gray-500 text-xs leading-relaxed\">Privately owned companies or international holding co's.<\/p>\n          <\/div>\n          <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth\">\n            <i class=\"fa-solid fa-chart-line text-[#C59D51] text-lg mb-3 block\"><\/i>\n            <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Investments<\/h3>\n            <p class=\"text-gray-500 text-xs leading-relaxed\">Liquid securities, portfolios, and investment accounts.<\/p>\n          <\/div>\n          <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth\">\n            <i class=\"fa-solid fa-building text-[#C59D51] text-lg mb-3 block\"><\/i>\n            <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Real Estate<\/h3>\n            <p class=\"text-gray-500 text-xs leading-relaxed\">Ownership of property holding companies globally.<\/p>\n          <\/div>\n          <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth\">\n            <i class=\"fa-solid fa-piggy-bank text-[#C59D51] text-lg mb-3 block\"><\/i>\n            <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Institutional Assets<\/h3>\n            <p class=\"text-gray-500 text-xs leading-relaxed\">Cash, bankable assets, and family collectibles.<\/p>\n          <\/div>\n        <\/div>\n\n        <div class=\"bg-[#1B1B1B] text-white rounded-2xl p-5 text-xs text-gray-300 leading-relaxed\">\n          <span class=\"font-bold text-white\">Disclaimer:<\/span> Asset transfer and regulatory consequences depend on asset type and jurisdiction. Full professional review is required.\n        <\/div>\n      <\/div>\n\n      <div class=\"bg-white rounded-2xl p-8 sm:p-10 border border-[#C59D51]\/10 shadow-sm\">\n        <h3 class=\"text-2xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Strategic Layering<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed mb-8\">The most effective designs often combine a wealth structure (Foundation\/Trust) for <strong class=\"text-[#1B1B1B] font-bold\">long-term ownership<\/strong> with a Labuan Company underneath for <strong class=\"text-[#1B1B1B] font-bold\">commercial holding<\/strong>.<\/p>\n\n        <div class=\"space-y-4 mb-8\">\n          <div class=\"bg-[#F5F3EE] rounded-xl p-5 flex items-center gap-4 border border-[#C59D51]\/10\">\n            <span class=\"w-8 h-8 rounded-lg bg-[#1B1B1B] text-white flex items-center justify-center font-black text-sm shrink-0\">1<\/span>\n            <span class=\"text-sm font-bold text-[#1B1B1B]\">Foundation \/ Trust (Succession Layer)<\/span>\n          <\/div>\n          <div class=\"bg-[#F5F3EE] rounded-xl p-5 flex items-center gap-4 border border-[#C59D51]\/10\">\n            <span class=\"w-8 h-8 rounded-lg bg-[#1B1B1B] text-white flex items-center justify-center font-black text-sm shrink-0\">2<\/span>\n            <span class=\"text-sm font-bold text-[#1B1B1B]\">Labuan Holding Co (Holding Layer)<\/span>\n          <\/div>\n          <div class=\"bg-[#C59D51]\/10 border border-[#C59D51]\/30 rounded-xl p-5 flex items-center gap-4\">\n            <span class=\"w-8 h-8 rounded-lg bg-[#C59D51] text-[#1B1B1B] flex items-center justify-center font-black text-sm shrink-0\">3<\/span>\n            <span class=\"text-sm font-bold text-[#1B1B1B]\">Target Assets (Business \/ Portfolio)<\/span>\n          <\/div>\n        <\/div>\n\n        <a href=\"\" class=\"flex items-center justify-center w-full h-[61px] bg-[#C59D51] hover:opacity-90 text-white font-bold text-sm px-6 rounded-[10px] transition-opacity shadow-lg shadow-[#C59D51]\/20 sh-popup-trigger\">Get Started<\/a>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- WEALTH STRUCTURING PRICING (currency logic unchanged \u2014 USD\/MYR switcher) -->\n<style>\n  @media (max-width: 640px) {\n      #price-foundation {\n          overflow: visible;\n      }\n\n      #price-foundation .badge-wrap-foundation {\n          top: -14px;\n          width: max-content;\n          max-width: 90%;\n      }\n\n      #price-foundation .badge-wrap-foundation span {\n          display: inline-block;\n          white-space: nowrap;\n          font-size: 10px;\n          letter-spacing: 0.08em;\n          padding: 6px 14px;\n      }\n  }\n<\/style>\n\n<section id=\"wealth-pricing\" class=\"bg-white py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-7xl mx-auto px-4 sm:px-6\">\n\n    <div class=\"text-center mb-12\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Pricing<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Simple, structured pricing<\/h2>\n      <p class=\"text-gray-500 text-base max-w-xl mx-auto\">A one-time establishment fee covers your structure, plus a monthly administration fee that keeps it compliant and in good standing.<\/p>\n    <\/div>\n\n    <div class=\"max-w-6xl mx-auto\">\n      \n      <div class=\"flex items-center justify-center gap-3 mb-10\">\n        <div class=\"relative flex items-center group\">\n          <i class=\"fa-solid fa-circle-info text-gray-300 text-base cursor-help\"><\/i>\n          <span class=\"hidden group-hover:block absolute z-10 bottom-full left-1\/2 -translate-x-1\/2 mb-3 w-56 text-xs text-center text-white bg-[#1B1B1B] rounded-lg px-3 py-2 shadow-lg\">\n            Prices are approximate conversions. Final invoices are issued in USD.\n          <\/span>\n        <\/div>\n        <div class=\"relative\">\n          <select id=\"wealth-currency-switcher\"\n                  class=\"appearance-none pl-5 pr-10 py-3 rounded-xl border border-gray-300 text-base font-bold text-[#1B1B1B] bg-white cursor-pointer focus:outline-none focus:ring-2 focus:ring-[#C59D51]\/40 shadow-sm transition-shadow\">\n            <option value=\"USD\">\ud83c\uddfa\ud83c\uddf8 USD<\/option>\n            <option value=\"MYR\">\ud83c\uddf2\ud83c\uddfe MYR<\/option>\n          <\/select>\n          <i class=\"fa-solid fa-chevron-down text-sm text-gray-400 absolute right-4 top-1\/2 -translate-y-1\/2 pointer-events-none\"><\/i>\n        <\/div>\n      <\/div>\n\n      <!-- Changed items-center to items-stretch to force equal heights -->\n      <div class=\"grid md:grid-cols-3 gap-8 items-stretch pt-4\">\n\n        <!-- HOLDING COMPANY -->\n        <!-- Added flex, flex-col, and h-full -->\n        <div id=\"price-holding\" class=\"bg-[#F5F3EE] rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth flex flex-col h-full\">\n          <div class=\"mb-8\">\n            <div class=\"text-xs font-bold uppercase tracking-widest text-gray-500 mb-2\">HOLDING CO.<\/div>\n            <h3 class=\"text-2xl font-bold text-[#1B1B1B] mb-2\">Holding Company<\/h3>\n            <p class=\"text-gray-600 text-sm\">Best for commercial holding beneath a Foundation or Trust.<\/p>\n          <\/div>\n          <div class=\"mb-8 pb-6 border-b border-gray-200\">\n            <div class=\"flex items-end gap-1\">\n              <span class=\"text-4xl font-black text-[#1B1B1B]\"><span class=\"cur-symbol\">$<\/span> <span class=\"price-setup\" data-usd=\"4250\">4,250<\/span><\/span>\n            <\/div>\n            \n          <\/div>\n          <ul class=\"space-y-4 mb-8\">\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Labuan holding company incorporation<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Share structure aligned to Foundation \/ Trust<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Company secretary &amp; registered office<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Corporate bank account assistance<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Annual return &amp; compliance coordination<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-400\"><i class=\"fa-solid fa-xmark text-gray-300 text-sm w-4\"><\/i> Licensed trustee<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-400\"><i class=\"fa-solid fa-xmark text-gray-300 text-sm w-4\"><\/i> Charter \/ trust deed drafting (Additional Fee Apply)<\/li>\n          <\/ul>\n          <!-- Added mt-auto to pin the button to the bottom -->\n          <a href=\"\" class=\"mt-auto flex items-center justify-center h-[61px] border-2 border-[#1B1B1B] text-[#1B1B1B] text-sm font-bold px-6 rounded-xl hover:bg-[#1B1B1B] hover:text-white transition-colors sh-popup-trigger\">Choose Holding Company<\/a>\n        <\/div>\n\n        <!-- FOUNDATION (most requested) -->\n        <!-- Added flex, flex-col, h-full -->\n        <div id=\"price-foundation\" class=\"bg-[#1B1B1B] rounded-2xl px-10 pt-14 pb-14 shadow-2xl card-hover-wealth relative border border-[#C59D51]\/30 flex flex-col h-full\">\n          <div class=\"absolute -top-4 left-1\/2 -translate-x-1\/2 badge-wrap-foundation\">\n            <span class=\"bg-[#C59D51] text-[#1B1B1B] text-xs font-black tracking-widest px-5 py-2 rounded-full shadow-lg shadow-[#C59D51]\/20 whitespace-nowrap\">MOST REQUESTED<\/span>\n          <\/div>\n          <div class=\"mb-8\">\n            <div class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-2\">FOUNDATION<\/div>\n            <h3 class=\"text-2xl font-bold text-[#F5F3EE] mb-2\">Foundation<\/h3>\n            <p class=\"text-gray-400 text-sm\">Best for family wealth and succession planning.<\/p>\n          <\/div>\n          <div class=\"mb-8 pb-6 border-b border-white\/10\">\n            <div class=\"flex items-end gap-1\">\n              <span class=\"text-4xl font-black text-white\"><span class=\"cur-symbol\">$<\/span> <span class=\"price-setup\" data-usd=\"6990\">6,990<\/span><\/span>\n            <\/div>\n            \n          <\/div>\n          <ul class=\"space-y-4 mb-8\">\n            <li class=\"flex items-center gap-3 text-sm text-gray-200 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Labuan Foundation establishment<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-200 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Charter &amp; by-laws drafting (Additional Fee Apply)<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-200 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Registered office &amp; council secretary<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-200 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Labuan FSA registration<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-200 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Annual statutory filing coordination<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-500\"><i class=\"fa-solid fa-xmark text-gray-600 text-sm w-4\"><\/i> Dedicated licensed trustee<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-500\"><i class=\"fa-solid fa-xmark text-gray-600 text-sm w-4\"><\/i> Underlying holding company<\/li>\n          <\/ul>\n          <!-- Added mt-auto to pin the button to the bottom -->\n          <a href=\"\" class=\"mt-auto flex items-center justify-center h-[61px] bg-[#C59D51] text-[#1B1B1B] text-sm font-bold px-6 rounded-xl hover:opacity-90 transition-opacity shadow-lg shadow-[#C59D51]\/20 sh-popup-trigger\">Choose Foundation<\/a>\n        <\/div>\n\n        <!-- TRUST -->\n        <!-- Added flex, flex-col, and h-full -->\n        <div id=\"price-trust\" class=\"bg-[#F5F3EE] rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth flex flex-col h-full\">\n          <div class=\"mb-8\">\n            <div class=\"text-xs font-bold uppercase tracking-widest text-gray-500 mb-2\">TRUST<\/div>\n            <h3 class=\"text-2xl font-bold text-[#1B1B1B] mb-2\">Trust<\/h3>\n            <p class=\"text-gray-600 text-sm\">Best for asset protection and global mobility.<\/p>\n          <\/div>\n          <div class=\"mb-8 pb-6 border-b border-gray-200\">\n            <div class=\"flex items-end gap-1\">\n              <span class=\"text-4xl font-black text-[#1B1B1B]\"><span class=\"cur-symbol\">$<\/span> <span class=\"price-setup\" data-usd=\"14990\">14,990<\/span><\/span>\n            <\/div>\n           \n          <\/div>\n          <ul class=\"space-y-4 mb-8\">\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Labuan Trust deed drafting<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Licensed trustee appointment<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Settlor &amp; beneficiary onboarding \/ KYC<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Confidential trust registration<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Ongoing trustee administration<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-700 font-medium\"><i class=\"fa-solid fa-check text-[#C59D51] text-sm w-4\"><\/i> Shariah-compliant option available<\/li>\n            <li class=\"flex items-center gap-3 text-sm text-gray-400\"><i class=\"fa-solid fa-xmark text-gray-300 text-sm w-4\"><\/i> Underlying holding company<\/li>\n          <\/ul>\n          <!-- Added mt-auto to pin the button to the bottom -->\n          <a href=\"\" class=\"mt-auto flex items-center justify-center h-[61px] border-2 border-[#1B1B1B] text-[#1B1B1B] text-sm font-bold px-6 rounded-xl hover:bg-[#1B1B1B] hover:text-white transition-colors sh-popup-trigger\">Choose Trust<\/a>\n        <\/div>\n\n      <\/div>\n    <\/div>\n\n    <p class=\"text-center text-sm text-gray-500 mt-10 font-medium\">Government fees, legal, tax and banking costs are billed separately. Need a layered structure or Private Trust Company? <a href=\"\/get-started\/\" class=\"text-[#C59D51] font-bold hover:underline\">Contact us &rarr;<\/a><\/p>\n  <\/div>\n<\/section>\n\n<script>\n(function () {\n  var RATES = {\n    USD: { symbol: '$',  rate: 1 },\n    MYR: { symbol: 'RM', rate: 4.70 } \/\/ EDIT ME: update to current USD->MYR rate as needed\n  };\n\n  var switcher = document.getElementById('wealth-currency-switcher');\n  if (!switcher) return;\n\n  function formatNumber(n) {\n    return new Intl.NumberFormat('en-US', { maximumFractionDigits: 0 }).format(Math.round(n));\n  }\n\n  function updatePrices(currency) {\n    var cfg = RATES[currency] || RATES.USD;\n    var section = document.getElementById('wealth-pricing');\n\n    section.querySelectorAll('.cur-symbol').forEach(function (el) {\n      el.textContent = cfg.symbol;\n    });\n    section.querySelectorAll('.price-setup').forEach(function (el) {\n      var usd = parseFloat(el.getAttribute('data-usd'));\n      el.textContent = formatNumber(usd * cfg.rate);\n    });\n  }\n\n  switcher.addEventListener('change', function () {\n    updatePrices(this.value);\n  });\n\n  updatePrices(switcher.value);\n})();\n<\/script>\n\n\n <script>\n  window.FontAwesomeConfig = { autoReplaceSvg: 'nest' };\n<\/script>\n<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/js\/all.min.js\" crossorigin=\"anonymous\" referrerpolicy=\"no-referrer\"><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.4.0\/css\/all.min.css\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Bricolage+Grotesque:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\n\n<script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n<script>\n  tailwind.config = {\n    corePlugins: {\n      preflight: false,\n    },\n    theme: {\n      extend: {\n        colors: {\n          gold: '#C59D51',\n          cream: '#F5F3EE',\n          ink: '#1B1B1B',\n          black: '#1B1B1B',\n          'dark-gray': '#111111',\n          'light-gray': '#DDDDDD',\n          sand: '#DDDDDD',\n          accent: '#C59D51',\n          'accent-light': 'rgba(197, 157, 81, 0.15)',\n          teal: '#1B1B1B',\n          muted: '#111111',\n          border: '#DDDDDD',\n          surface: '#F5F3EE',\n        },\n        fontFamily: {\n          sans: ['Inter', 'sans-serif'],\n          display: ['Bricolage Grotesque', 'sans-serif'],\n        }\n      }\n    }\n  }\n<\/script>\n\n<style>\n    * { box-sizing: border-box; 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\n    }\n\n    :root {\n        --cream: #F5F3EE;\n        --near-black: #1B1B1B;\n        --gold: #C59D51;\n        --bronze: #A87F3D;\n    }\n\n    .bg-cream { background-color: var(--cream); }\n    .bg-near-black { background-color: var(--near-black); }\n    .text-gold { color: var(--gold); }\n    .text-bronze { color: var(--bronze); }\n    .bg-gold { background-color: var(--gold); }\n    .bg-bronze { background-color: var(--bronze); }\n    .border-gold { border-color: var(--gold); }\n\n    .gold-gradient { background: linear-gradient(135deg, #C59D51 0%, #A87F3D 100%); }\n\n    .text-card-hover { transition: box-shadow 0.2s ease, transform 0.2s ease; }\n    .text-card-hover:hover { box-shadow: 0 8px 32px rgba(197, 157, 81, 0.15); transform: translateY(-2px); }\n\n    .no-scrollbar::-webkit-scrollbar { display: none; }\n    .no-scrollbar { -ms-overflow-style: none; scrollbar-width: none; }\n\n    button.review-nav-btn {\n        background-color: #ffffff !important;\n        border: 1px solid #E2DFD7 !important;\n        color: #1B1B1B !important;\n        outline: none !important;\n        box-shadow: none !important;\n    }\n    button.review-nav-btn:hover,\n    button.review-nav-btn:focus,\n    button.review-nav-btn:active {\n        background-color: #1B1B1B !important;\n        border-color: #1B1B1B !important;\n        color: #ffffff !important;\n    }\n    button.review-nav-btn-primary {\n        background: linear-gradient(135deg, #C59D51 0%, #A87F3D 100%) !important;\n        border: none !important;\n        color: #ffffff !important;\n        outline: none !important;\n    }\n    button.review-nav-btn-primary:hover,\n    button.review-nav-btn-primary:focus,\n    button.review-nav-btn-primary:active {\n        background: linear-gradient(135deg, #C59D51 0%, #A87F3D 100%) !important;\n        color: #ffffff !important;\n    }\n\n    .formmy-video-card {\n        aspect-ratio: 16 \/ 9 !important;\n        background-color: #000 !important;\n    }\n    .formmy-video-card:hover::before,\n    .formmy-video-card:hover::after,\n    .formmy-video-card img:hover::before,\n    .formmy-video-card img:hover::after {\n        display: none !important;\n        background: transparent !important;\n        opacity: 0 !important;\n    }\n    .formmy-video-thumb {\n        position: absolute !important;\n        top: 0 !important;\n        left: 0 !important;\n        width: 100% !important;\n        height: 100% !important;\n        object-fit: cover !important;\n        max-width: none !important;\n        margin: 0 !important;\n        opacity: 1 !important;\n        transition: opacity 0.3s ease !important;\n        filter: none !important;\n        transform: none !important;\n    }\n    .formmy-video-thumb:hover {\n        opacity: 1 !important; \n        filter: none !important;\n    }\n    .formmy-video-card.is-playing .formmy-video-thumb,\n    .formmy-video-card.is-playing .formmy-video-gradient,\n    .formmy-video-card.is-playing .info-overlay,\n    .formmy-video-card.is-playing .play-btn-overlay {\n        opacity: 0 !important;\n        pointer-events: none !important;\n    }\n    .formmy-video-gradient {\n        position: absolute !important;\n        bottom: 0 !important;\n        left: 0 !important;\n        right: 0 !important;\n        height: 70% !important;\n        background: linear-gradient(to top, rgba(27,27,27,0.95) 0%, rgba(27,27,27,0.7) 50%, transparent 100%) !important;\n        pointer-events: none !important;\n        z-index: 10 !important;\n        transition: opacity 0.3s ease;\n    }\n    .formmy-video-iframe-wrapper {\n        position: absolute !important;\n        inset: 0 !important;\n        width: 100% !important;\n        height: 100% !important;\n        z-index: 40 !important;\n        background: #000 !important;\n        display: none;\n    }\n    .formmy-video-iframe-wrapper iframe {\n        width: 100% !important;\n        height: 100% !important;\n        border: none !important;\n    }\n\n    .formmy-toggle-wrapper {\n        background-color: #f1efe9 !important;\n        border: 1px solid #e8e5de !important;\n        border-radius: 9999px !important;\n        padding: 6px !important;\n        display: inline-flex !important;\n        align-items: center !important;\n        gap: 4px !important;\n    }\n    .formmy-toggle-btn {\n        display: flex !important;\n        align-items: center !important;\n        justify-content: center !important;\n        gap: 8px !important;\n        padding: 10px 28px !important;\n        border-radius: 9999px !important;\n        font-size: 15px !important;\n        font-weight: 700 !important;\n        transition: all 0.3s ease-in-out !important;\n        cursor: pointer !important;\n        margin: 0 !important;\n        outline: none !important;\n        border: none !important;\n        box-shadow: none !important;\n        font-family: 'Inter', sans-serif !important;\n    }\n    .formmy-toggle-active {\n        background-color: #1a1a1a !important; \n        color: #ffffff !important;\n        box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1) !important;\n    }\n    .formmy-toggle-active i {\n        color: #d4af37 !important;\n    }\n    .formmy-toggle-inactive {\n        background-color: transparent !important;\n        color: #4a5568 !important; \n    }\n    .formmy-toggle-inactive i {\n        color: #718096 !important;\n    }\n    .formmy-faq-details summary {\n        list-style: none !important;\n    }\n    .formmy-faq-details summary::-webkit-details-marker {\n        display: none !important;\n    }\n<\/style>\n\t<section id=\"stats\" class=\"py-16 bg-ink\">\n    <div class=\"max-w-7xl mx-auto px-6\">\n        <div class=\"grid grid-cols-2 lg:grid-cols-4 gap-8 text-center\">\n            <div>\n                <div class=\"font-display text-5xl font-bold text-white mb-2\">600<span class=\"text-gold\">+<\/span><\/div>\n                <div class=\"text-white\/60 text-sm font-medium\">Companies Registered<\/div>\n            <\/div>\n            <div class=\"border-l border-white\/10\">\n                <div class=\"font-display text-5xl font-bold text-white mb-2\">48<span class=\"text-gold\">hrs<\/span><\/div>\n                <div class=\"text-white\/60 text-sm font-medium\">Average Turnaround<\/div>\n            <\/div>\n            <div class=\"border-l border-white\/10\">\n                <div class=\"font-display text-5xl font-bold text-white mb-2\">100<span class=\"text-gold\">%<\/span><\/div>\n                <div class=\"text-white\/60 text-sm font-medium\">Online \u2014 No Office Visit<\/div>\n            <\/div>\n            <div class=\"border-l border-white\/10\">\n                <div class=\"font-display text-5xl font-bold text-white mb-2\">28<span class=\"text-gold\">+<\/span><\/div>\n                <div class=\"text-white\/60 text-sm font-medium\">Nationalities Served<\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\t\n\n\n<!-- SUCCESSION PLANNING -->\n<section id=\"succession\" class=\"bg-white py-16 md:py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"grid md:grid-cols-2 gap-10 md:gap-16 items-center\">\n      \n      <!-- Image & Stats Column -->\n      <div class=\"relative mb-12 md:mb-0 w-full\">\n        <!-- Responsive height: 300px on mobile, 420px on desktop -->\n        <div class=\"rounded-2xl overflow-hidden h-[300px] md:h-[420px] border border-[#C59D51]\/10 shadow-2xl\">\n          <img decoding=\"async\" class=\"w-full h-full object-cover\" src=\"\/my\/wp-content\/uploads\/2026\/08\/gen_3e666df2c1_0fba0494442cbb47.jpg\" alt=\"Older couple discussing wealth planning\" \/>\n        <\/div>\n        \n        <!-- Stats Box - Keeps the overhang but scales padding\/fonts for mobile -->\n        <div class=\"absolute -bottom-6 left-4 right-4 md:left-6 md:right-6 bg-white rounded-2xl border border-[#C59D51]\/10 shadow-xl p-4 md:p-6 grid grid-cols-2 gap-2 md:gap-4\">\n          <div>\n            <p class=\"text-xl md:text-2xl font-black text-[#1B1B1B]\">100%<\/p>\n            <p class=\"text-[10px] md:text-[11px] text-gray-500 font-medium\">Compliance-first process<\/p>\n          <\/div>\n          <div>\n            <p class=\"text-xl md:text-2xl font-black text-[#1B1B1B]\">5yr<\/p>\n            <p class=\"text-[10px] md:text-[11px] text-gray-500 font-medium\">Structuring experience<\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- Text Content Column -->\n      <div class=\"pt-4 md:pt-0\">\n        <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3 md:mb-4\">The Emotional Center<\/p>\n        <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 md:mb-6 tracking-tight\">Don't leave succession to chance<\/h2>\n        <p class=\"text-gray-500 text-base leading-relaxed mb-6 md:mb-8\">Your wealth is the result of a lifetime's ambition. A structured plan ensures it serves your children and grandchildren exactly how you intended, protecting them from the complexities of direct inheritance.<\/p>\n\n        <div class=\"bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl p-4 md:p-5 mb-6 md:mb-8\">\n          <p class=\"text-sm text-[#1B1B1B] italic font-medium\">&ldquo;I own companies personally today. What happens if I am not here?&rdquo;<\/p>\n          <p class=\"text-[10px] text-gray-500 font-bold uppercase tracking-widest mt-2\">The Critical Question<\/p>\n        <\/div>\n\n        <div class=\"space-y-4\">\n          <div class=\"flex items-start gap-4\">\n            <div class=\"w-10 h-10 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-scale-balanced text-[#C59D51] text-sm\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm mb-1\">Define Control<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Establish governing rules for investments, distributions, and family participation.<\/div>\n            <\/div>\n          <\/div>\n          <div class=\"flex items-start gap-4\">\n            <div class=\"w-10 h-10 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-infinity text-[#C59D51] text-sm\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm mb-1\">Ensure Continuity<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Legal framework that continues regardless of incapacity or multi-generational changes.<\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      \n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ASSET PROTECTION \u2014 Split Feature & Card Layout -->\n<section id=\"asset-protection\" class=\"bg-cream py-24 relative overflow-hidden\">\n  <div class=\"max-w-7xl mx-auto px-4 sm:px-6 relative z-10\">\n    <div class=\"grid lg:grid-cols-12 gap-12 lg:gap-16 items-center\">\n      \n      <!-- LEFT COLUMN: Heading & Details -->\n      <div class=\"lg:col-span-6\">\n        <!-- Tag -->\n        <div class=\"inline-flex items-center bg-[#C59D51]\/10 border border-[#C59D51]\/20 rounded-full px-4 py-1.5 mb-6\">\n          <span class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51]\">Asset Protection<\/span>\n        <\/div>\n        \n        <!-- Title & Subtitle -->\n        <h2 class=\"text-3xl sm:text-4xl lg:text-4xl font-black text-gray-900 mb-6 tracking-tight leading-tight\">\n          Separate family wealth from personal ownership\n        <\/h2>\n        <p class=\"text-gray-600 text-base leading-relaxed mb-8 max-w-xl\">\n          A properly established wealth structure can help separate certain assets from direct personal ownership and create an additional layer of legal and governance protection.\n        <\/p>\n\n        <!-- High-Impact Info Callout Box -->\n        <div class=\"bg-white border-l-4 border-[#C59D51] rounded-r-2xl p-6 shadow-sm border-t border-b border-r border-gray-100\/80 relative\">\n          <div class=\"flex items-start gap-4\">\n            <div class=\"w-8 h-8 rounded-full bg-[#C59D51]\/10 flex items-center justify-center shrink-0 mt-0.5\">\n              <i class=\"fa-solid fa-circle-info text-[#C59D51] text-sm\"><\/i>\n            <\/div>\n            <div>\n              <h4 class=\"text-xs font-bold text-gray-900 uppercase tracking-wider mb-1\">Important Compliance Notice<\/h4>\n              <p class=\"text-xs text-gray-600 leading-relaxed font-medium\">\n                Asset protection effectiveness depends heavily on timing, solvency, asset location, and applicable law. Structures should not be created to defeat existing creditors or legal obligations.\n              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- RIGHT COLUMN: Interactive Objectives Card -->\n      <div class=\"lg:col-span-6\">\n        <div class=\"bg-white rounded-[32px] p-8 sm:p-10 border border-gray-100 shadow-xl relative overflow-hidden\">\n          \n          <!-- Card Header -->\n          <div class=\"flex items-center justify-between mb-8 pb-6 border-b border-gray-100\">\n            <div>\n              <p class=\"text-xs font-bold text-[#C59D51] uppercase tracking-wider mb-1\">Strategic Goals<\/p>\n              <h3 class=\"text-xl sm:text-2xl font-bold text-gray-900\">Potential Objectives<\/h3>\n            <\/div>\n            <div class=\"w-12 h-12 rounded-2xl bg-[#C59D51]\/10 border border-[#C59D51]\/20 flex items-center justify-center shrink-0\">\n              <i class=\"fa-solid fa-shield-halved text-[#C59D51] text-lg\"><\/i>\n            <\/div>\n          <\/div>\n\n          <!-- Objectives List -->\n          <ul class=\"space-y-3.5\">\n            \n            <li class=\"p-3.5 rounded-2xl bg-[#FAF9F6] border border-gray-100\/60 flex items-center gap-4 transition-all hover:bg-white hover:border-[#C59D51]\/30 hover:shadow-sm group\">\n              <div class=\"w-8 h-8 rounded-xl bg-white border border-gray-200\/80 flex items-center justify-center shrink-0 shadow-2xs group-hover:bg-[#C59D51] transition-colors\">\n                <i class=\"fa-solid fa-shield text-[#C59D51] text-xs group-hover:text-white transition-colors\"><\/i>\n              <\/div>\n              <span class=\"text-sm font-bold text-gray-800\">Ring-fencing long-term family assets<\/span>\n            <\/li>\n\n            <li class=\"p-3.5 rounded-2xl bg-[#FAF9F6] border border-gray-100\/60 flex items-center gap-4 transition-all hover:bg-white hover:border-[#C59D51]\/30 hover:shadow-sm group\">\n              <div class=\"w-8 h-8 rounded-xl bg-white border border-gray-200\/80 flex items-center justify-center shrink-0 shadow-2xs group-hover:bg-[#C59D51] transition-colors\">\n                <i class=\"fa-solid fa-chart-pie text-[#C59D51] text-xs group-hover:text-white transition-colors\"><\/i>\n              <\/div>\n              <span class=\"text-sm font-bold text-gray-800\">Reducing concentration of assets in personal ownership<\/span>\n            <\/li>\n\n            <li class=\"p-3.5 rounded-2xl bg-[#FAF9F6] border border-gray-100\/60 flex items-center gap-4 transition-all hover:bg-white hover:border-[#C59D51]\/30 hover:shadow-sm group\">\n              <div class=\"w-8 h-8 rounded-xl bg-white border border-gray-200\/80 flex items-center justify-center shrink-0 shadow-2xs group-hover:bg-[#C59D51] transition-colors\">\n                <i class=\"fa-solid fa-[#C59D51] fa-heart-pulse text-[#C59D51] text-xs group-hover:text-white transition-colors\"><\/i>\n              <\/div>\n              <span class=\"text-sm font-bold text-gray-800\">Continuity during incapacity or death<\/span>\n            <\/li>\n\n            <li class=\"p-3.5 rounded-2xl bg-[#FAF9F6] border border-gray-100\/60 flex items-center gap-4 transition-all hover:bg-white hover:border-[#C59D51]\/30 hover:shadow-sm group\">\n              <div class=\"w-8 h-8 rounded-xl bg-white border border-gray-200\/80 flex items-center justify-center shrink-0 shadow-2xs group-hover:bg-[#C59D51] transition-colors\">\n                <i class=\"fa-solid fa-key text-[#C59D51] text-xs group-hover:text-white transition-colors\"><\/i>\n              <\/div>\n              <span class=\"text-sm font-bold text-gray-800\">Controlled beneficiary access<\/span>\n            <\/li>\n\n            <li class=\"p-3.5 rounded-2xl bg-[#FAF9F6] border border-gray-100\/60 flex items-center gap-4 transition-all hover:bg-white hover:border-[#C59D51]\/30 hover:shadow-sm group\">\n              <div class=\"w-8 h-8 rounded-xl bg-white border border-gray-200\/80 flex items-center justify-center shrink-0 shadow-2xs group-hover:bg-[#C59D51] transition-colors\">\n                <i class=\"fa-solid fa-globe text-[#C59D51] text-xs group-hover:text-white transition-colors\"><\/i>\n              <\/div>\n              <span class=\"text-sm font-bold text-gray-800\">Multi-jurisdictional estate planning<\/span>\n            <\/li>\n\n          <\/ul>\n\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FAMILY GOVERNANCE \u2014 Banner + 5 Grid -->\n<section id=\"governance\" class=\"bg-white py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    \n    <!-- Top Hero Row: Text + Wide Image -->\n    <div class=\"grid lg:grid-cols-12 gap-8 items-center mb-12\">\n      <div class=\"lg:col-span-7\">\n        <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Family Governance<\/p>\n        <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Clear roles, built to last<\/h2>\n        <p class=\"text-gray-600 text-sm md:text-base leading-relaxed max-w-xl\">\n          A structured framework prevents disputes, provides continuity during life transitions, and ensures the family wealth serves future generations seamlessly.\n        <\/p>\n      <\/div>\n      <div class=\"lg:col-span-5 h-48 lg:h-56 rounded-2xl overflow-hidden border border-[#C59D51]\/15 shadow-sm\">\n        <!-- FIXED: Used arbitrary bracket values to guarantee zoom and focus on the upper-middle -->\n        <img decoding=\"async\" class=\"w-full h-full object-cover object-[center_30%] scale-[1.2]\" src=\"\/my\/wp-content\/uploads\/2026\/08\/governance.webp\" alt=\"family governance board discussion\" \/>\n      <\/div>\n    <\/div>\n\n    <!-- 5-Role Horizontal Cards -->\n    <div class=\"grid sm:grid-cols-2 lg:grid-cols-5 gap-4\">\n      \n      <!-- Role 01 -->\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-5 border border-[#C59D51]\/15 hover:border-[#C59D51]\/40 transition-all\">\n        <div class=\"w-10 h-10 rounded-xl bg-white flex items-center justify-center mb-4 border border-[#C59D51]\/20 shadow-2xs\">\n          <i class=\"fa-solid fa-flag text-[#C59D51] text-sm\"><\/i>\n        <\/div>\n        <p class=\"text-[9px] font-bold text-[#C59D51] uppercase tracking-widest mb-1\">Role 01<\/p>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Founder<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Sets the original objectives.<\/p>\n      <\/div>\n\n      <!-- Role 02 -->\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-5 border border-[#C59D51]\/15 hover:border-[#C59D51]\/40 transition-all\">\n        <div class=\"w-10 h-10 rounded-xl bg-white flex items-center justify-center mb-4 border border-[#C59D51]\/20 shadow-2xs\">\n          <i class=\"fa-solid fa-sitemap text-[#C59D51] text-sm\"><\/i>\n        <\/div>\n        <p class=\"text-[9px] font-bold text-[#C59D51] uppercase tracking-widest mb-1\">Role 02<\/p>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Council \/ Trustee<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Oversees and administers structure.<\/p>\n      <\/div>\n\n      <!-- Role 03 -->\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-5 border border-[#C59D51]\/15 hover:border-[#C59D51]\/40 transition-all\">\n        <div class=\"w-10 h-10 rounded-xl bg-white flex items-center justify-center mb-4 border border-[#C59D51]\/20 shadow-2xs\">\n          <i class=\"fa-solid fa-eye text-[#C59D51] text-sm\"><\/i>\n        <\/div>\n        <p class=\"text-[9px] font-bold text-[#C59D51] uppercase tracking-widest mb-1\">Role 03<\/p>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Protector<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Provides additional oversight.<\/p>\n      <\/div>\n\n      <!-- Role 04 -->\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-5 border border-[#C59D51]\/15 hover:border-[#C59D51]\/40 transition-all\">\n        <div class=\"w-10 h-10 rounded-xl bg-white flex items-center justify-center mb-4 border border-[#C59D51]\/20 shadow-2xs\">\n          <i class=\"fa-solid fa-hand-holding-heart text-[#C59D51] text-sm\"><\/i>\n        <\/div>\n        <p class=\"text-[9px] font-bold text-[#C59D51] uppercase tracking-widest mb-1\">Role 04<\/p>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Beneficiaries<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Receive benefits per terms.<\/p>\n      <\/div>\n\n      <!-- Role 05 -->\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-5 border border-[#C59D51]\/15 hover:border-[#C59D51]\/40 transition-all sm:col-span-2 lg:col-span-1\">\n        <div class=\"w-10 h-10 rounded-xl bg-white flex items-center justify-center mb-4 border border-[#C59D51]\/20 shadow-2xs\">\n          <i class=\"fa-solid fa-people-roof text-[#C59D51] text-sm\"><\/i>\n        <\/div>\n        <p class=\"text-[9px] font-bold text-[#C59D51] uppercase tracking-widest mb-1\">Role 05<\/p>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-1.5\">Next Gen<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Participates in governance over time.<\/p>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- WHY LABUAN -->\n<section id=\"why-labuan\" class=\"bg-cream py-16 md:py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"grid md:grid-cols-2 gap-10 md:gap-16 items-center\">\n      \n      <!-- Image Column -->\n      <div class=\"relative w-full\">\n        <!-- Responsive height: 300px on mobile, 500px on desktop -->\n        <div class=\"rounded-2xl overflow-hidden h-[300px] md:h-[500px] border border-[#C59D51]\/10 shadow-2xl\">\n          <img decoding=\"async\" class=\"w-full h-full object-cover\" src=\"\/my\/wp-content\/uploads\/2026\/08\/gen_3f34a907af_350d9d1b76c81044.webp\" alt=\"private client advisor discussing family trust structure with clients in modern boardroom\" \/>\n        <\/div>\n      <\/div>\n      \n      <!-- Text Content Column -->\n      <div class=\"mt-2 md:mt-0\">\n        <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3 md:mb-4\">Why Labuan<\/p>\n        <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-5 md:mb-6 tracking-tight\">Why Labuan for wealth structuring?<\/h2>\n        \n        <div class=\"space-y-5 md:space-y-7\">\n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-scroll text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Dedicated Legislation<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Labuan has specific legislation governing trusts and foundations.<\/div>\n            <\/div>\n          <\/div>\n          \n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-user-shield text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Regulated Ecosystem<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Structures operate through Labuan's regulated trust-company and corporate-services ecosystem.<\/div>\n            <\/div>\n          <\/div>\n          \n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-landmark-dome text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Foundation + Trust Options<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Choose between different succession and governance models.<\/div>\n            <\/div>\n          <\/div>\n          \n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-building-columns text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Private Trust Companies<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Available for more sophisticated family structures.<\/div>\n            <\/div>\n          <\/div>\n          \n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-moon text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Shariah-Compatible Structures<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Conventional and Islamic structuring options are available.<\/div>\n            <\/div>\n          <\/div>\n          \n          <div class=\"flex items-start gap-4 md:gap-5\">\n            <div class=\"w-10 h-10 md:w-12 md:h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center flex-shrink-0 shadow-sm\">\n              <i class=\"fa-solid fa-earth-asia text-[#C59D51] text-base md:text-lg\"><\/i>\n            <\/div>\n            <div>\n              <div class=\"font-bold text-[#1B1B1B] text-sm md:text-base mb-1\">Asia-Focused<\/div>\n              <div class=\"text-gray-500 text-sm leading-relaxed\">Particularly relevant for families with businesses, investments or connections across Asia.<\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n <section id=\"youtube\" class=\"py-24 bg-white\">\n    <div class=\"max-w-7xl mx-auto px-6\">\n        <div class=\"flex flex-col lg:flex-row lg:items-end justify-between gap-6 mb-14\">\n            <div>\n                <span class=\"text-xs font-bold uppercase tracking-[0.25em] text-ink\/50 block mb-3\">Masterclass Series<\/span>\n                <h2 class=\"font-display text-4xl lg:text-5xl font-bold text-ink\">Watch, learn, then<br>launch your company<\/h2>\n            <\/div>\n            <a href=\"https:\/\/setuphero.com\/my\/youtube\/\" class=\"inline-flex items-center gap-2 bg-ink hover:bg-gold hover:text-ink text-white font-bold px-6 py-3.5 rounded-xl text-sm transition-all shrink-0\">\n                <i class=\"fa-brands fa-youtube text-gold group-hover:text-ink\"><\/i> View All Videos\n            <\/a>\n        <\/div>\n\n        <div class=\"grid grid-cols-1 md:grid-cols-3 gap-6\">\n\n            <!-- Video 1 -->\n            <div class=\"yt-card bg-cream border border-light-gray card-lift\" data-yt-id=\"zv_HGiB6H-s\">\n                <div class=\"yt-thumb-wrap\">\n                    <img decoding=\"async\" src=\"https:\/\/img.youtube.com\/vi\/zv_HGiB6H-s\/hqdefault.jpg\" alt=\"How to Move to Malaysia as an Entrepreneur\" \/>\n                    <span class=\"yt-badge-top bg-gold text-ink text-[10px] font-bold px-2.5 py-1 rounded-full uppercase tracking-wide\">Featured<\/span>\n                    <div class=\"yt-play-btn\">\n                        <div class=\"yt-play-circle\"><i class=\"fa-solid fa-play text-sm ml-0.5\"><\/i><\/div>\n                    <\/div>\n                    <span class=\"yt-watch-badge\"><i class=\"fa-brands fa-youtube text-gold\"><\/i> Watch on YouTube<\/span>\n                <\/div>\n                <div class=\"p-5\">\n                    <div class=\"flex items-center justify-between mb-1.5\">\n                        <span class=\"text-[11px] font-bold text-gold uppercase tracking-widest\">Visa & Living<\/span>\n                        <a href=\"https:\/\/www.youtube.com\/watch?v=zv_HGiB6H-s&list=PLFvYqRwBDnMp5hSMVjToPwejRDC7H2ARW\" target=\"_blank\" rel=\"noopener\" class=\"text-ink\/40 hover:text-gold text-xs\" onclick=\"event.stopPropagation()\"><i class=\"fa-brands fa-youtube\"><\/i><\/a>\n                    <\/div>\n                    <h3 class=\"font-display text-base font-bold text-ink leading-snug\">How to Move to Malaysia as an Entrepreneur (MM2H & Labuan Routes)<\/h3>\n                <\/div>\n            <\/div>\n\n            <!-- Video 2 -->\n            <div class=\"yt-card bg-cream border border-light-gray card-lift\" data-yt-id=\"IyM3jgLBJQY\">\n                <div class=\"yt-thumb-wrap\">\n                    <img decoding=\"async\" src=\"https:\/\/img.youtube.com\/vi\/IyM3jgLBJQY\/hqdefault.jpg\" alt=\"How to Pay 3% Tax Using a Labuan Company in Malaysia\" \/>\n                    <div class=\"yt-play-btn\">\n                        <div class=\"yt-play-circle\"><i class=\"fa-solid fa-play text-sm ml-0.5\"><\/i><\/div>\n                    <\/div>\n                    <span class=\"yt-watch-badge\"><i class=\"fa-brands fa-youtube text-gold\"><\/i> Watch on YouTube<\/span>\n                <\/div>\n                <div class=\"p-5\">\n                    <div class=\"flex items-center justify-between mb-1.5\">\n                        <span class=\"text-[11px] font-bold text-gold uppercase tracking-widest\">Tax & Structure<\/span>\n                        <a href=\"https:\/\/www.youtube.com\/watch?v=IyM3jgLBJQY&list=PLFvYqRwBDnMp5hSMVjToPwejRDC7H2ARW\" target=\"_blank\" rel=\"noopener\" class=\"text-ink\/40 hover:text-gold text-xs\" onclick=\"event.stopPropagation()\"><i class=\"fa-brands fa-youtube\"><\/i><\/a>\n                    <\/div>\n                    <h3 class=\"font-display text-base font-bold text-ink leading-snug\">How to Pay 3% Tax Using a Labuan Company in Malaysia<\/h3>\n                <\/div>\n            <\/div>\n\n            <!-- Video 3 -->\n            <div class=\"yt-card bg-cream border border-light-gray card-lift\" data-yt-id=\"Qq2HzHULZw8\">\n                <div class=\"yt-thumb-wrap\">\n                    <img decoding=\"async\" src=\"https:\/\/img.youtube.com\/vi\/Qq2HzHULZw8\/hqdefault.jpg\" alt=\"Labuan vs Dubai Company Setup\" \/>\n                    <div class=\"yt-play-btn\">\n                        <div class=\"yt-play-circle\"><i class=\"fa-solid fa-play text-sm ml-0.5\"><\/i><\/div>\n                    <\/div>\n                    <span class=\"yt-watch-badge\"><i class=\"fa-brands fa-youtube text-gold\"><\/i> Watch on YouTube<\/span>\n                <\/div>\n                <div class=\"p-5\">\n                    <div class=\"flex items-center justify-between mb-1.5\">\n                        <span class=\"text-[11px] font-bold text-gold uppercase tracking-widest\">Banking & Finance<\/span>\n                        <a href=\"https:\/\/www.youtube.com\/watch?v=Qq2HzHULZw8&list=PLFvYqRwBDnMp5hSMVjToPwejRDC7H2ARW\" target=\"_blank\" rel=\"noopener\" class=\"text-ink\/40 hover:text-gold text-xs\" onclick=\"event.stopPropagation()\"><i class=\"fa-brands fa-youtube\"><\/i><\/a>\n                    <\/div>\n                    <h3 class=\"font-display text-base font-bold text-ink leading-snug\">Labuan vs Dubai Company Setup: Tax, Banking & Credibility<\/h3>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"flex flex-wrap items-center justify-center gap-6 mt-10 text-ink\/50 text-xs font-semibold uppercase tracking-wide\">\n            <span class=\"flex items-center gap-2\"><i class=\"fa-brands fa-youtube text-gold\"><\/i> 18+ Videos<\/span>\n            <span class=\"flex items-center gap-2\"><i class=\"fa-solid fa-eye text-gold\"><\/i> 50K+ Views<\/span>\n            <span class=\"flex items-center gap-2\"><i class=\"fa-solid fa-circle-check text-gold\"><\/i> Free Access<\/span>\n            <a href=\"https:\/\/www.youtube.com\/playlist?list=PLFvYqRwBDnMp5hSMVjToPwejRDC7H2ARW\" target=\"_blank\" rel=\"noopener\" class=\"flex items-center gap-2 text-ink hover:text-gold transition-colors\">\n                <i class=\"fa-solid fa-list\"><\/i> Full Playlist on YouTube\n            <\/a>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script>\n    (function () {\n        var cards = document.querySelectorAll('#youtube .yt-card');\n        cards.forEach(function (card) {\n            card.addEventListener('click', function () {\n                var wrap = card.querySelector('.yt-thumb-wrap');\n                if (!wrap || wrap.classList.contains('is-playing')) return;\n                var videoId = card.getAttribute('data-yt-id');\n                var iframe = document.createElement('iframe');\n                iframe.src = 'https:\/\/www.youtube.com\/embed\/' + videoId + '?autoplay=1&rel=0&modestbranding=1';\n                iframe.title = 'YouTube video player';\n                iframe.setAttribute('frameborder', '0');\n                iframe.setAttribute('allow', 'accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share');\n                iframe.setAttribute('allowfullscreen', 'true');\n                wrap.appendChild(iframe);\n                wrap.classList.add('is-playing');\n            });\n        });\n    })();\n<\/script>\n\t\n<!-- WHO IS THIS FOR -->\n<section id=\"who-for\" class=\"bg-[#F5F3EE] py-24\">\n  <div class=\"max-w-6xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center mb-6\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Who Is This For<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-6 tracking-tight\">Built for people with something to protect<\/h2>\n      <p class=\"text-lg text-gray-600 font-medium italic max-w-2xl mx-auto mb-16\">\"I own companies and investments personally today. What happens to everything if something happens to me?\"<\/p>\n    <\/div>\n    <div class=\"grid sm:grid-cols-2 lg:grid-cols-5 gap-6\">\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm\"><i class=\"fa-solid fa-rocket text-[#C59D51]\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Entrepreneurs<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Protect continuity of privately owned companies.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm\"><i class=\"fa-solid fa-globe text-[#C59D51]\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">International Families<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Coordinate assets across multiple countries.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm\"><i class=\"fa-solid fa-chart-pie text-[#C59D51]\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Investors<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Create long-term ownership structures for investment wealth.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm\"><i class=\"fa-solid fa-key text-[#C59D51]\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Property Owners<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Coordinate succession of property-holding structures.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm\"><i class=\"fa-solid fa-building text-[#C59D51]\"><\/i><\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Family Offices<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Create an institutional framework around family wealth.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- EXAMPLE STRUCTURE -->\n<section id=\"example\" class=\"bg-white py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-5xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center mb-14\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">Illustration<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">An example structure<\/h2>\n    <\/div>\n    <div class=\"grid md:grid-cols-2 gap-6 mb-10\">\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-8 border border-[#C59D51]\/10\">\n        <p class=\"text-xs font-bold text-[#C59D51] uppercase tracking-wider mb-3\">Today<\/p>\n        <p class=\"text-gray-600 text-sm leading-relaxed\">Founder personally owns an operating company, investment account, property companies and cash investments.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-8 border border-[#C59D51]\/10\">\n        <p class=\"text-xs font-bold text-[#C59D51] uppercase tracking-wider mb-3\">Restructure<\/p>\n        <p class=\"text-gray-600 text-sm leading-relaxed\">Assets or company shares are transferred to appropriate holding vehicles.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"bg-[#1B1B1B] rounded-2xl p-8 md:p-10 text-center\">\n      <p class=\"text-xs font-bold text-[#C59D51] uppercase tracking-wider mb-5\">Target structure<\/p>\n      <p class=\"text-[#F5F3EE] text-sm md:text-base font-semibold leading-loose\">Labuan Foundation &rarr; Labuan Holding Company &rarr; Business A | Investment SPV | Property HoldCo | Investment Portfolio &rarr; Family Beneficiaries<\/p>\n    <\/div>\n    <p class=\"text-center text-xs text-gray-500 mt-8 italic max-w-2xl mx-auto\">Illustration only. The appropriate ownership chain depends on the assets, jurisdictions and tax residence of the founder and beneficiaries.<\/p>\n  <\/div>\n<\/section>\n\n<!-- THE PROCESS \u2014 same numbered-card layout used on Accounting \/ Incorporation -->\n<section id=\"process\" class=\"bg-[#F5F3EE] py-24\">\n  <div class=\"max-w-7xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center mb-16\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">The Process<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">How SetupHero builds your structure<\/h2>\n    <\/div>\n    <div class=\"grid sm:grid-cols-2 lg:grid-cols-3 gap-6\">\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#C59D51] rounded-xl flex items-center justify-center text-[#1B1B1B] font-black text-lg mb-5 shadow-lg shadow-[#C59D51]\/20\">01<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] mb-3 text-base\">Discovery<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Understand family, assets, countries involved, current ownership, succession concerns and tax residences.<\/p>\n      <\/div>\n      <div class=\"bg-[#1B1B1B] border border-[#C59D51]\/20 rounded-2xl p-8 shadow-xl card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#C59D51]\/10 border border-[#C59D51]\/30 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-lg mb-5\">02<\/div>\n        <h3 class=\"font-bold text-[#F5F3EE] mb-3 text-base\">Structure Design<\/h3>\n        <p class=\"text-gray-400 text-sm leading-relaxed\">Determine whether a Foundation, Trust, Foundation + HoldCo, Trust + HoldCo or Private Trust Company is most appropriate.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-lg mb-5 shadow-sm\">03<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] mb-3 text-base\">Establishment<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Coordinate legal documents, licensed Labuan service providers, establishment, underlying companies, KYC and compliance.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-lg mb-5 shadow-sm\">04<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] mb-3 text-base\">Asset Transfer<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Coordinate with legal, tax and banking professionals where assets need to be transferred.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-lg mb-5 shadow-sm\">05<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] mb-3 text-base\">Banking &amp; Investments<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Support onboarding of appropriate companies or structures with financial institutions where applicable.<\/p>\n      <\/div>\n      <div class=\"bg-white rounded-2xl p-8 border border-[#C59D51]\/10 card-hover-wealth\">\n        <div class=\"w-14 h-14 bg-[#F5F3EE] border border-[#C59D51]\/20 rounded-xl flex items-center justify-center text-[#C59D51] font-black text-lg mb-5 shadow-sm\">06<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] mb-3 text-base\">Ongoing Administration<\/h3>\n        <p class=\"text-gray-500 text-sm leading-relaxed\">Annual administration, statutory filings and structure maintenance.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- WHY SETUPHERO \u2014 same numbered-card grid, no bespoke dashed-line timeline -->\n<section id=\"why-setuphero\" class=\"bg-white py-24 border-t border-[#C59D51]\/10\">\n  <div class=\"max-w-7xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center mb-16\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">End to End<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Why SetupHero<\/h2>\n    <\/div>\n\n    <div class=\"grid sm:grid-cols-2 lg:grid-cols-3 gap-6\">\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">01<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Wealth Structuring<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Foundation and trust design.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">02<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Corporate Structuring<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Labuan companies and international holding entities.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">03<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Banking<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Banking and investment-account coordination.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">04<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Tax Coordination<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Work with tax advisers around the founder's and beneficiaries' residence.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">05<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Succession Planning<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Translate family objectives into the structure.<\/p>\n      <\/div>\n      <div class=\"bg-[#F5F3EE] rounded-2xl p-6 border border-[#C59D51]\/10 card-hover-wealth text-center\">\n        <div class=\"w-12 h-12 bg-white border border-[#C59D51]\/20 rounded-xl flex items-center justify-center mb-4 mx-auto shadow-sm text-[#C59D51] font-black text-sm\">06<\/div>\n        <h3 class=\"font-bold text-[#1B1B1B] text-sm mb-2\">Ongoing Administration<\/h3>\n        <p class=\"text-gray-500 text-xs leading-relaxed\">Coordinate annual compliance and professional providers.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FAQ \u2014 same plain accordion used sitewide (was previously on a different system-ui font stack) -->\n<section class=\"bg-cream py-24\" id=\"fmw-faq-section\">\n  <div class=\"max-w-3xl mx-auto px-4 sm:px-6\">\n    <div class=\"text-center mb-12\">\n      <p class=\"text-xs font-bold uppercase tracking-widest text-[#C59D51] mb-3\">FAQ<\/p>\n      <h2 class=\"text-3xl md:text-4xl font-black text-[#1B1B1B] mb-4 tracking-tight\">Common questions<\/h2>\n      <p class=\"text-gray-500 text-base\">Everything you need to know about wealth structuring with us.<\/p>\n    <\/div>\n\n    <!-- Removed divide-y and divide-gray-100 from this div to remove the borders -->\n    <div class=\"bg-white\/10 px-6 sm:px-8\">\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>What is a Labuan Foundation?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">A Labuan Foundation is a legal structure that can hold assets and administer them according to objectives established by its founder and governing documents.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>What is a Labuan Trust?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">A Labuan Trust is an arrangement in which a settlor transfers assets to a trustee to administer for beneficiaries or specified purposes.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Is a Foundation better than a Trust?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">Not necessarily. The right choice depends on family circumstances, asset types, jurisdictions, succession objectives and tax considerations.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Can a Labuan Foundation own a company?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">A structure can generally be designed so that a foundation owns shares in underlying corporate holding vehicles, subject to legal and regulatory requirements.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Can I keep control over the assets?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">Governance rights can be designed in different ways, but excessive retained control can undermine the intended legal, estate-planning or tax outcome.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Can my children be beneficiaries?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">Beneficiaries and future generations can be incorporated into the structure subject to its governing terms.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Can I establish a Shariah-compliant structure?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">Yes. Labuan's framework includes Islamic Foundations and Islamic Trusts.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Can the structure hold my operating business?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">Potentially. A common design is for the Foundation or Trust to hold shares in a holding company, which then owns operating businesses or investment assets.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Does this remove my tax obligations?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">No. Tax treatment depends on the founder or settlor, beneficiaries, assets, residence and countries involved.<\/div>\n      <\/div>\n      \n      <div class=\"py-5 cursor-pointer\" onclick=\"toggleFormMyFAQWealth(this)\">\n        <div class=\"flex justify-between items-center gap-4 font-bold text-[#1B1B1B] text-base\"><span>Does SetupHero act as the trustee?<\/span><i class=\"fa-solid fa-plus text-gray-400 text-sm fmw-faq-icon\"><\/i><\/div>\n        <div class=\"fmw-faq-answer mt-3 text-gray-500 text-sm leading-relaxed\" style=\"display:none;\">SetupHero coordinates the structure with licensed Labuan trust and corporate service providers.<\/div>\n      <\/div>\n      \n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FINAL CTA \u2014 same gold banner style used sitewide -->\n<section class=\"bg-[#C59D51] py-24\">\n  <div class=\"max-w-3xl mx-auto px-5 text-center\">\n    <div class=\"w-16 h-16 bg-white\/15 border border-white\/30 rounded-2xl flex items-center justify-center mx-auto mb-6 text-white text-2xl shadow-sm\">\n      <i class=\"fa-solid fa-vault\"><\/i>\n    <\/div>\n    <h2 class=\"text-3xl sm:text-4xl md:text-5xl font-black text-white mb-5 tracking-tight leading-tight\">Build a structure that lasts beyond one generation.<\/h2>\n    <p class=\"text-white text-base sm:text-lg mb-6 max-w-xl mx-auto font-medium leading-relaxed\">Whether you are protecting a family business, investment portfolio or international assets, we can help you design the appropriate Labuan structure.<\/p>\n    <p class=\"text-white\/90 text-sm font-semibold tracking-wide mb-8\">Foundation &nbsp;\u00b7&nbsp; Trust &nbsp;\u00b7&nbsp; Holding Company &nbsp;\u00b7&nbsp; Governance<\/p>\n    \n    <!-- Updated Button Container -->\n    <div class=\"flex flex-col sm:flex-row gap-4 justify-center\">\n      <a href=\"\" class=\"flex sm:inline-flex w-full sm:w-auto justify-center items-center gap-2 h-[61px] bg-white text-[#1B1B1B] text-sm font-black px-8 rounded-[10px] hover:bg-gray-100 transition-colors shadow-lg sh-popup-trigger\">\n        <i class=\"fa-solid fa-vault text-[#C59D51]\"><\/i> Get Started\n      <\/a>\n      <a href=\"\" class=\"flex sm:inline-flex w-full sm:w-auto justify-center items-center gap-2 h-[61px] border-2 border-white text-white text-sm font-bold px-8 rounded-[10px] hover:bg-white\/10 transition-colors sh-calendly-trigger\">\n        <i class=\"fa-solid fa-phone\"><\/i> Schedule a call\n      <\/a>\n    <\/div>\n\n    <p class=\"text-white\/90 text-xs font-medium mt-8\">Every family is different. Start by understanding the assets, family, tax residence and long-term objectives before recommending a structure.<\/p>\n  <\/div>\n<\/section>\n\n<\/div>\n\n<script>\n  window.toggleFormMyFAQWealth = function(element) {\n    const answer = element.querySelector('.fmw-faq-answer');\n    const icon = element.querySelector('.fmw-faq-icon');\n    const isOpening = answer.style.display !== 'block';\n\n    const container = document.getElementById('fmw-faq-section');\n\n    container.querySelectorAll('.fmw-faq-answer').forEach(a => a.style.display = 'none');\n    container.querySelectorAll('.fmw-faq-icon').forEach(i => {\n      i.classList.remove('fa-minus');\n      i.classList.add('fa-plus');\n    });\n\n    if (isOpening) {\n      answer.style.display = 'block';\n      icon.classList.remove('fa-plus');\n      icon.classList.add('fa-minus');\n    }\n  };\n<\/script>\n\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-919","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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